Keep calm and carry on....

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  • newgirly
    newgirly Forumite Posts: 8,748
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    Hope you are ok now south coast :)
    2022 MFW 67 - 33 month challenge to clear mortgage, month 12 completed and on track 🙂MFI3 No.12
  • South_coast
    South_coast Forumite Posts: 4,523
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    Hi ladies, thanks for thinking of me. Things have been OK so far this week and the ongoing situation has taken a step closer to being resolved (not sure it will ever be "resolved" in my eyes, but the fallout seems to be winding down now anyway). Have also managed some more "getting stuff done" - although not the stuff I probably should have been doing :o

    So, payday has been and gone, which as predicted made work seem better. £1464 cued up to send as OP's over the next week or so, the mission now is to find another £36 out of my online pots to round it up to a nice £1500 :D

    Oh, and the bananas were 42p :D!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Forumite Posts: 4,523
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    Monthly payment and the weekend's OP have hit the account, taking a smidge off the balance. Won't see any real movement until the payday OP's start to land though

    Current balance £31,843.33
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Forumite Posts: 4,523
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    Got paid interest on one of my savings pots, so am off the blocks with the £36 challenge

    £0.08/£36.00 :rotfl:
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • greent
    greent Forumite Posts: 10,625
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    Got paid interest on one of my savings pots, so am off the blocks with the £36 challenge

    £0.08/£36.00 :rotfl:

    Sounds like some of my savings accounts! :rotfl::p
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2023: £253.60
  • savingholmes
    savingholmes Forumite Posts: 25,914
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    Any passive income is better than none. Well done on the OPs and glad working is settling back down.
    Moving goals: Anticipated costs £8K (excluding new furniture or any post move renovations)
    1) Upfront house move costs Paid £1034/£2,609 (£448 for legal, £586 for mortgage, £76 post redirection, £1,500 removals)
    2) Balance of likely house move costs Paid £0/£5,372 (£1,772 legal, £3,600 land tax from equity)
    Longer term financial goals
    3) £6,539/£10,000 Emergency/Freedom/Home/Moving Fund 65.39%
    4) MFW Nov 21 £201,999 with 264 240 payments to go - now £185,701 Equity 37.6%
    5) Mortgage neutral by June 2030 £6,289/£127,466 AVC target 4.93%
    6) FI Age 60 annual income target £12,500/30,000 41.66%
    7) CC Debt free April 22 (now stay that way!!)
  • debtfreeoneday
    debtfreeoneday Forumite Posts: 4,761
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    Glad things are slowly improving with work! Great work on the OP!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • South_coast
    South_coast Forumite Posts: 4,523
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    Hi all, thanks for popping in :D

    £5.08 in from Prolific = £5.16/£36.00 :D
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Forumite Posts: 4,523
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    Couple of micro spends in the last 12 hours. New hairdryer needed as mine has a spring loose and sounds like an angry hornet. £1.55 after cashing out an Amazon gift card from S&S. Then £2.12 on a couple of tiny tin boxes (1 is a gift). Think I can live with those splurges :p Tins are coming from China, so no idea when they'll arrive. Have a feeling the authorities will have a pretty dim view of people popping to the PO to post their ebay parcels, so guess there might be a bit of a wait.

    First tranche of the payday OP has landed, so current balance £31,170.25. No more action on Project £36 yet, but am 1 receipt away from payout on Shoppix so that will be another £5 taken care of :D
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Forumite Posts: 4,523
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    Morning all (just about)

    Nice easy NSD ahead. Have done some bits of housework this morning. Have reserved some shelves from B&Q using vouchers from S&S and CP, so will collect those later then it's all about nagging BF to put them up for me as I have no drill and would be truly awful at it anyway - he is very skilled in such things, but pretends not to be so I don't ask :o

    9.00am meeting tomorrow, have just had a quick look at my notes from the last one and realised I'm not as badly prepared as I thought I was, so quickly shut down the work laptop. To-do list for the weekend is mostly done, so think I will chill out with a book for a couple of hours - oh, and I've done well on the booze so far this weekend, not had very much at all so feeling quite pleased with myself

    Enjoy the rest of your Sundays all :)
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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