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Keep calm and carry on....
Comments
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Whereas I think I’m having that day today. Retreated back to bed and sitting in the dark as arguments commenced within 5 minutes of the kids getting up!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)5 -
Oh no DFOD 😯! Hope it's got a bit better for you now
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
How did you get on with reseting your goals?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/255 -
Give me a chance, I've been working 😂! It's still in the embryonic stage at the moment, more time to ponder at the weekend....
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
😀😀😀 £701.75 OP made 😀😀😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
Very nice!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Woohoo! Great OP 😀Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!3 -
Thanks ladies 😀
Note to self: Do not read recipe books (or Jessy's diary 😂) before breakfast. Now ravenous....!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
All better now. Great OP!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
Thank you 😀Bank Holiday round-up:* Took 2h 40m to go to two supermarkets and BF's - a round trip of 8 miles 😂 Good job I didn't have any other "plans" for today!* Remembered how to drive 😀* Didn't get sunburned in the queue for Asda 😀* Got everything on my list, bar one item which wasn't urgent for this week 😀* Saw about 25 minutes of BF 😀* Feel really calm, in an "everything's going to be alright" kind of way. Can't quite explain it, it may well have something to do with 3 days off work, but I'm going to enjoy it while it lasts 😀* Cashed out on Vypr 😀* £7.03 of surveys so far today on Prolific* Still no petrol bought 😀* 28 miles driven since this time last month 😂* BF has already transferred me the money for the bits I bought him from Lidl - with no reminders from me 😀
Pretty pleased with that 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!9
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