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Keep calm and carry on....
Comments
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Whereas I think I’m having that day today. Retreated back to bed and sitting in the dark as arguments commenced within 5 minutes of the kids getting up!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)5 -
Oh no DFOD 😯! Hope it's got a bit better for you now
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
How did you get on with reseting your goals?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.3K updated 17/4/265 -
Give me a chance, I've been working 😂! It's still in the embryonic stage at the moment, more time to ponder at the weekend....
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
😀😀😀 £701.75 OP made 😀😀😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
Very nice!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Woohoo! Great OP 😀I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.533 -
Thanks ladies 😀
Note to self: Do not read recipe books (or Jessy's diary 😂) before breakfast. Now ravenous....!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
All better now. Great OP!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
Thank you 😀Bank Holiday round-up:* Took 2h 40m to go to two supermarkets and BF's - a round trip of 8 miles 😂 Good job I didn't have any other "plans" for today!* Remembered how to drive 😀* Didn't get sunburned in the queue for Asda 😀* Got everything on my list, bar one item which wasn't urgent for this week 😀* Saw about 25 minutes of BF 😀* Feel really calm, in an "everything's going to be alright" kind of way. Can't quite explain it, it may well have something to do with 3 days off work, but I'm going to enjoy it while it lasts 😀* Cashed out on Vypr 😀* £7.03 of surveys so far today on Prolific* Still no petrol bought 😀* 28 miles driven since this time last month 😂* BF has already transferred me the money for the bits I bought him from Lidl - with no reminders from me 😀
Pretty pleased with that 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!9
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