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Keep calm and carry on....
Comments
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Hope you feel better soon, SC! Maybe leave a magazine in the loo for any future hideaways! 😂Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!4 -
Hope you feel better soon - I think we’re all having moments like that at the moment, however well we’re coping life is not normal and there’s a lot of underlying stress. Hiding in your own loo is quite funny though!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Hope you feel better soon SC. I don't normally swear but swore at my son when I was trying to have some peace to finish a writing project and he asked the time at 1.15am!!! He is 22 and his dad came in about half an hour before. It was like I can't even get peace after midnight!!!!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/254 -
Thanks all ❤ I've had a LARGE glass of wine (there was more in the bottle than I thought) and feel more calm now - although not the best solution for my long-term physical and mental wellbeing 😦 Now doing the usual stalling on actually going to bed....Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Savingholmes, your post did make me chuckle, peace is hard to find here too sometimes 😆
Hooe you are feeling better today SC 😊MFW 67 - Finally mortgage free! 💙😁5 -
Thanks NG 😀
Tonight's observation: Some of the surveys on Prolific are so weird....Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Am considering writing a set of "New world resolutions" for when life re-starts (obvs this has nothing to do with the fact I'm unlikely to achieve the New year resolutions I set in January 😂)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
That sounds like a good idea SC - think of it as a mid-year review!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Good plan - then it sounds like it was my intention all along 😂!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Exactly! 😂😂
Maybe I’ll take a look and see what my resolutions were...Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5
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