We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Keep calm and carry on....
Comments
-
😂 All great suggestions, but incorrect 👎
Morris dancing by myself would probably be almost indistinguishable from attempting to play the bassoon!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
I must admit- I did consider pretending to be your boss - but given I've been on the site 12 years it would seem a little unlikely... the real dangerous ones are the lurkers who read but don't comment
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/255 -
Don't say that 😮!
I did think along the same lines, hence the invite to "reveal" 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
South_coast said:😂 All great suggestions, but incorrect 👎
Morris dancing by myself would probably be almost indistinguishable from attempting to play the bassoon!
- Shredding more old paperwork.
- Digging out a cellar in which to hoard potatoes.
- Carving models of your work colleagues from said potatoes.
- Painting rainbows on the front windows.
- Learning Mandarin.
Rule 7: If you're not changing it, you're choosing it.
MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
MFW 2022: 1 Jan £85579.20 ~ OPs on hold.6 -
I am Sparticus!...
...and your staying in 😂😂😂If it's not adding up, compound it!6 -
coldcazzie said:Hmm... *puts thinking cap on*
Again, great suggestions, but no dice
And Grogged, you're too old 😂Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
South_coast said:coldcazzie said:Hmm... *puts thinking cap on*Rule 7: If you're not changing it, you're choosing it.
MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
MFW 2022: 1 Jan £85579.20 ~ OPs on hold.6 -
Making toilet roll out of old clothes?
Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!5 -
👎Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
This morning I have been Outside (I would not normally express this with a capital letter, but today it feels significant enough to become a temporary proper noun). It was weird. Having not been Outside for so long, I had lost touch with the reality of what Outside is like and had naively planned on visiting 3 different supermarkets so I could get a few non-essentials and all at the best price. This was quickly scotched by the 30+ minute queue to get inside Asda (at least I had started towards the lower end of the price spectrum). It reminded me of footage from the Soviet Union of women queuing all day to get a loaf of bread, except fortunately the weather was better. I managed to get most of the things I needed, albeit with a few substitutions.So I did my shopping, did the-thing-I-told-my-boss-I-was-going-to-do, and was very relieved to scamper back into the sanctuary of Inside. Shan't be going back Outside again for a while and am genuinely very glad about that.Anyone else got George Michael in their head right now? Yep, me too. Sorry 😀!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!8
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards