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Keep calm and carry on....

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Comments

  • savingholmes
    savingholmes Posts: 29,130 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Aww Green Bee hope you are recovering well.
    SouthCoast - my boss is getting calls from 6.30am... 
    Meanwhile I've had breakfast and am considering getting dressed so I can take our dog for a walk.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • greenbee
    greenbee Posts: 18,555 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks @savingholmes - my temperature is finally looking like coming down and staying there, so I should be Ok for work next week. I've just done a yoga class online and am planning a day of cleaning, tidying and gardening so I'm organised for work next week. Although I did find my phone and discovered that I'm urgently needed to cover a call at 3pm - I'll just dial in to get it set off and then have a nap ;) As I can't see myself being 100% next week I'm not that bothered. 
  • savingholmes
    savingholmes Posts: 29,130 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    South coast - I think we are all paranoid we will be outed if someone critical finds our profile. Sorry about the paycut - but good that you are being kept on. Does that mean you are not required to work?

    Greenbee glad you are on the road to recovery - take it easy.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • South_coast
    South_coast Posts: 6,149 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi SH, no still got plenty of work to do that I can keep going with at home - just now will be the same hours for less pay 😦 Hopefully only short-term though
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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