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Keep calm and carry on....
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South_coast said:I've had another one delivered today 😂 Have never found it necessary to scrub my hands after opening my post before - but I did today, don't know where it's been!
I decided that, in the unlikely event that I make it all the way through all the books that I haven't read yet (and just so you know, I counted, and I have 5 partially read ones, and over 50 unread ones that form part of my work library, plus a folder of about 3000 e-books), then I will buy on kindle! I do have about 5 books that I'm itching to read and haven't bought yet; perhaps those can be my rewards for reading some of these others first 😂😳🙈Rule 7: If you're not changing it, you're choosing it.
MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
MFW 2022: 1 Jan £85579.20 ~ OPs on hold.5 -
Beware video calling your boss not properly dressed - someone I am close to revealed rather more than intended to his boss when first working from home LOL.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
savingholmes said:Beware video calling your boss not properly dressed - someone I am close to revealed rather more than intended to his boss when first working from home LOL.Rule 7: If you're not changing it, you're choosing it.
MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
MFW 2022: 1 Jan £85579.20 ~ OPs on hold.5 -
coldcazzie said:savingholmes said:Beware video calling your boss not properly dressed - someone I am close to revealed rather more than intended to his boss when first working from home LOL.
Rule 7: If you're not changing it, you're choosing it.
MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
MFW 2022: 1 Jan £85579.20 ~ OPs on hold.4 -
Deary me, I disappear for an afternoon....😂
Sound advice SH, I'm not sure what the etiquette is on these things??? All they can see is my head and shoulders (and the stolen stationery on the wall behind me 😡), so am focusing on wearing a proper top and not PJ's/scruffs as per yesterday morning. They've never seen me not in business dress (with hair and make-up done) before, but I am taking my lead from my boss as he looks about 12 with no hair gel in 😂
So, no news is good news as far as the business is concerned....? We are still open(ish) but the instruction from the top brass is very limited. I can happily work from home catching up on my admin for the next few months, so I'm pretty chilled about it as long as they keep paying me - the struggle will be getting me back in the office 😯! It definitely helps that I'm pretty antisocial by nature anyway 😂
Had a bit of a "What the h*ll" moment this afternoon and cracked open a bottle of champers at 4.00pm - no video calls to keep up appearances for and reasoned I'm not going to get many other reasons to pop a cork for a while 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
SC you are a genius!! I'm now working from home and free to drink booze without my employer knowing it!! 😂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!5 -
*Takes a bow* (sheepishly)
Disclaimer: South Coast does not advocate drinking on company timeMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
Although I did enjoy my 2-second commute to the fridge last night - much better than the usual best-part-of-an-hour 😂Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
Right....mortgage.... (oh yeah) The OP's I made last week have credited so we currently sit at:
Current balance £28,162.36
Savings for OP £119.05
Net balance £28,043.31
I have enough Huyu points to cash out, which would normally mean £5 moved across from the grocery pot, but I have no means of printing a voucher at the moment so the points and money are going to have to stay where they are for now. I'm also within 3 receipts of £5 from Shoppix, but with no trips to the shops or access to BF's receipts that's also out of reach at the moment 😢!
Wage slip day tomorrow, ahead of payday on Friday, so lots of workings-out to be done on the back of an envelope. Mission for today: Try not to drink too much 😮!
Have a good day allMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
Try not to drink too much...after 3 days of trying to homeschool I need a drink! Thankfully it's been dry so kicking them outside has worked a treat. I dread the rain! At least we have the joy of money shuffles ahead of us.
MFW: Was: £136,000.......Now: £47,736.58......5
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