We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Keep calm and carry on....

1270271273275276319

Comments

  • South_coast
    South_coast Posts: 6,155 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    It's like one of those great philosophical questions - how can you prove something which does not exist....🤔
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 6,155 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    🤣🤣🤣 I would be inclined to agree with you - except there's no way I could dream up something that dull 😮
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 6,155 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    P.S. Setting aside the missing 100 points from i-Say, I'm having a fab month on the free money so far. Only £35 to go to hit this month's target, and I have £10 due from S&S in the next few days, nearly £11 pending on Prolific and should get another £15 (I know!!!) from my deodorant test shortly. Hopefully I can continue in the same vein for the rest of the month and bring the targets down further for the rest of the year - I'm so over a monthly target now, definitely not setting one or even monitoring it next year! 
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • themadvix
    themadvix Posts: 9,318 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    You do realise there’s only yourself making you do it now? You don’t *have * to continue for the rest of the year? There’s no point making yourself miserable!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • South_coast
    South_coast Posts: 6,155 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Just worked it out and I need £460.28 to hit the annual target of £1200 that I set myself
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.