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Keep calm and carry on....
Comments
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It's like one of those great philosophical questions - how can you prove something which does not exist....🤔Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Are you sure you didn't dream this survey, SC? The amount you do, it wouldn't surprise me 😂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!5 -
🤣🤣🤣 I would be inclined to agree with you - except there's no way I could dream up something that dull 😮Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
P.S. Setting aside the missing 100 points from i-Say, I'm having a fab month on the free money so far. Only £35 to go to hit this month's target, and I have £10 due from S&S in the next few days, nearly £11 pending on Prolific and should get another £15 (I know!!!) from my deodorant test shortly. Hopefully I can continue in the same vein for the rest of the month and bring the targets down further for the rest of the year - I'm so over a monthly target now, definitely not setting one or even monitoring it next year!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
You do realise there’s only yourself making you do it now? You don’t *have * to continue for the rest of the year? There’s no point making yourself miserable!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Yes, but I set a target and I want to stick to it 🤣! Plus I might be quietly retiring one of my exercise goals shortly, so it would be good to keep one going! At least some high-performing months mean I don't have to mess about with silly little earners like Qmee and Curious Cat too much, so it's not the huge time drain it used to be. Also, I may have paid off the mortgage, but all I can see in front of me are a huge list of expenses and savings targets, so I feel I need to have an "every little helps" strategy - even if the amounts are ridiculous 🤦♀️!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Just worked it out and I need £460.28 to hit the annual target of £1200 that I set myselfMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Right, Project Pizza Dough update:
Attempt #1: Ended up very deep pan rather than thin and crispy, but I know where I went wrong
Attempt #2: This one ended up very thin and crispy (🤣) but I know where I went wrong
Attempt #3: Avoided the pitfalls of attempts 1 and 2, so the best so far. Didn't take a photo, as I was at BF's and he already thinks I'm crackers, so here's a photo of some kittens instead
Verdict: Much better than shop-bought and cheaper too (not an intended consequence, but it's surprising how many times that happens). I can see improvement and have a few ideas for tweaks going forward, but need to have a few days off eating pizza for now 🤣!
I might try bread next now I'm on a roll....😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!14 -
I make pizza dough as a treat for the family and a homemade tomato sauce. People can then customise their toppings as one child doesn't like cheese much. I think they taste better and are more fun.
I saw what you did with that bread roll comment...
I make bread including flatbreads and pittas. They are all much more straightforward than it seems.MortgageStart Nov 2012 £310,000
Oct 2022 £143,277.74
Reduction £166,722.26
OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
2022 MFW #78 £10200/£12000
MFiT-6 #28 £21,772 /£750005 -
We are having homemade pizza tonight, with homemade sauce and then each person tops their own pizza to their taste. For variety sometimes we build a temporary pizza oven in the garden and cook them in there and occasionally we cook calzone on/in a fire and other times like tonight they go in the oven.
We make most of our bread, rolls, crumpets, naan, flatbreads. For some reason, we buy bagels and tortillas.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family6
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