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Keep calm and carry on....
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You could eat only half (if that's even possible) and serve with a massive salad.Without overpayments: 15 years, 1 monthsBecause of overpayments: 10 years, 10 months left until paid off3
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It's definitely not possible 🤣! Although I did have salad with tonight's 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Last night's 🤦♀️Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
I am up and at 'em this morning 😀! Woke up just before 6.00am, went out for a walk before it got too hot (introduced two sections of jogging for the very first time), home just before 7.00am, showered, breakfast, Shop & Scan, and am just waiting on 8 batch-cooked lunches for work to finish cooking (200 degrees 😓 Glad I also got that out of the way fairly early!)
Plans for the rest of the day: Not very much 🤣! Hoovering, clean the bathroom and then hopefully a little snooze before I go to BF's later on this afternoonMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Sounds like a very productive Sunday - I literally sat and read all day, was too hot for anything else!Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20173
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Yep, that's what I did for most of the rest of the day 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
The ISA transfer has completed!!! Only took 15 weeks 🤣🤣🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Excellent news!2
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Thanks Cheery 😀! Yes, the journey to FIRE starts here - my £772.24 will currently give me £30.89 a year or £2.57 a month at a 4% safe withdrawal rate 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
South_coast said:Thanks Cheery 😀! Yes, the journey to FIRE starts here - my £772.24 will currently give me £30.89 a year or £2.57 a month at a 4% safe withdrawal rate 🤣!Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20173
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