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Keep calm and carry on....

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Comments

  • South_coast
    South_coast Posts: 5,888 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Will do 👍 
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,888 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Dreadful weather this morning - typical, after being indoors all week through a heatwave we now have a tempest for the weekend 🙁 Not brave enough for a walk this morning, so l guess I'll batch-cook some more lunches 🥱
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • killerpeaty
    killerpeaty Posts: 2,658 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's easy to make that mistake SC, it only took a little while for you to learn of your mistake. However I do recommend limiting yourself in terms of how much you look at your investment. When I first started I was compulsively looking and it was just an emotional rollercoaster.  Or maybe you are just more sensible than me!

    I haven't been to the sea since December 2019. I also am about 2 or so hours from the sea. It was Brighton and I played the 2p machines. Do you have one of those arcades near you SC?
  • South_coast
    South_coast Posts: 5,888 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    We do indeed, KP! There is a big one at the bottom of my hill 😀

    Don't worry, I won't be checking the ISA continuously. I was still at the point of being excited that it was in the right place, hence a little cheeky check-in. The 1st of the month is the main day, as that's when I tot up my "money needed" figure (one less to check now too, as I only have 3 pensions and not 4 any more) 👍
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • kaycastle
    kaycastle Posts: 419 Forumite
    Seventh Anniversary 100 Posts Name Dropper Photogenic
    Oooh excited to watch your ISA experience. :) glad you got it all worked out!
    Mortgage start: April 2024 - 295k  Current £256k
    Emergency fund: 13.5k/15k 
    Current mortgage free year: 2054 2039
    Mortgage free diary: Snug & Sorted: Our Race to Mortgage Freedom
    The little joy list
    Books read: 41 (2024) | 12 (2025)

  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I only check my ISA once a month to double check that the order has gone through for the investment and to update the spreadsheet with the current value.  The number needed still looks very far away but hey ho 🙃
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • South_coast
    South_coast Posts: 5,888 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    I can definitely relate to that feeling 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • greenbee
    greenbee Posts: 17,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just checked my ISA and was surprised it was still exactly the same value. Then realised I needed to actually invest it in something and in the meantime it was just sitting there in a holding account in my name 🤦‍♀️

    Have now chosen funds and requested purchase 🤦‍♀️🤦‍♀️🤦‍♀️!
    Thanks for the reminder - I did purchase one fund in the first month, but meant to go back and do another couple more in May/June. I've just done another. Maybe I'll get them all done by the time this year's money goes in!
  • South_coast
    South_coast Posts: 5,888 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Glad I'm not the only one then 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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