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Keep calm and carry on....
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It was sheer bloody-mindedness!!!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
I also got my car insurance refund this week following my email
... still waiting to hear about the other. I think I may be waiting a LONG time.3 -
Continuing with the big-girl pants, I have made two phone calls this morning. Both answers were "Not me, guv" and both of the people they said I needed to speak to are not available at the weekend 🙄! Wish I hadn't bothered!
I've also given up on Nectar Canvass for a bit. I hit "unsubscribe" on one of the invites the other day, not realising that it would deactivate my account. I got in contact with them, but it turns out you can't just have the account without the emails - I want to just dip in and out when I feel like it and not be bombarded by emails! They've offered to reinstate it (and the emails), but the rewards are so low compared to the time spent that I'm going to focus my efforts elsewhere for now (although I shall miss getting free food 😥!)
Now to actually try on the big-girl pants....Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Right, underwear tried on and sorted into keep and return piles and will take them back on my way to BF's later. Not got a Scooby how much it has cost me, as there were various discounts and multi-buy offers applied, but helpfully the order details only show the full price and then a list of the discounts, so it's left to the customer to try and unravel what they paid per item 🤷♀️ I've done a rough calculation of what I think the refund will be, but who knows if it's right?
While I was doing that, a letter came from the share people. Not the cheque I was expecting (meant to have been sent the next working day after they received the certificate back - posted last weekend, I think?) - just a letter saying they've received an instruction to sell the shares and to let them know if that wasn't made by me. Yes, it was me - where is my cheque??? So, as I only need to tell them if it wasn't me, when do they issue the cheque? The next working day after they send the letter (which assumes I'll read it straight away, so probably not)? The next working day after they think I might receive the letter? The next working day after they think I might have received the letter, plus got round to calling them if it wasn't me that requested it? Even if it wasn't me, no-one else can cash the cheque anyway, as it'll have my name on it 😡!
The first phone call I made earlier was to Virgin Money, to try and understand a mystifying letter they'd sent me. In a nutshell, they'd received my request to transfer my pension, but wanted to let me know that if I've been contacted by someone offering me early access to it then it's likely to be fraudulent (Me: "No it was me, I just want to put my money in a pension with lower fees); and if it was me then I need to fill in a form. Enclosure: Leaflet about pension fraud. Where is my form to fill in??? Called them, "Oh, that's been sent to your new provider". Me: "Well it doesn't bl**dy say that, does it???" (I didn't really swear, but I definitely felt like it! So much for the weekends being when I "thrive" 🙄)
Honestly, how can it be so hard to get my hands on my own money?!?!? I'm now going to read some of my book (Dracula) to try and calm down a bit. Who knew that the story of a 19th-century vampire would be more relaxing than everyday life in 2021 🤣🤣🤣?Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
penny*pincher_2 said:I also got my car insurance refund this week following my email
... still waiting to hear about the other. I think I may be waiting a LONG time.Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Right, so I chilled out for several hours with Dracula, collected some deodorant to product test which was waiting for me at the sorting office, took the bits back to M&S and got refunded (more than my estimate) and am now at BF's - except he isn't 🤦♀️? No idea where he is, but am going to relax and enjoy being in a house which has none of my life admin detritus calling for my attention 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Aha, he's just appeared!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
He disappeared again shortly afterwards 🤦♀️! He'd been at Sainsbury's and had forgotten something, so went back 🙄
Me: "Never underestimate the power of a list...."Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
South_coast said:penny*pincher_2 said:I also got my car insurance refund this week following my email
... still waiting to hear about the other. I think I may be waiting a LONG time.
Shame I am now spending money on new beds and washing machine etc...3 -
Ah yes, but thanks to your endurance you have that money back in order to be able to spend it!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2
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