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Comments
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Happy belated birthday SC 🍾❤🎂Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!2
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Belated birthday greetings! 🎂 xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £202
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Thanks all 😀!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
Happy birthday SC, we can celebrate our birthdays properly next year hopefully.
But please keep posting, I often read your updates on my phone (not logged in) and your positivity is contagious so it's always nice to see how you are doing.3 -
Ha! Me, positive! I shall have to remember that for BF next time he says "Get your head out of your *rse/no lives were lost/etc etc" when I am moaning about something 🤣
(Good job I didn't post when I got back from the shops in a murderous rage earlier 😮!)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
I’m feeling the same today for Mother’s Day and last year I was ill with Covid. Completely blah about it. Will muster up some enthusiasm for the kids but looking forward to proper celebrations hopefully not too distant in the future. Well done on the free money.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)2 -
Thanks DFOD, I hope you manage to have a nice day xMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Ooh, one more bit of news - I got a state pension forecast the other day. I need to work until I'm 52 to get the full amount (I have a few years missing from when I was at college/Uni and it's too late to top them up now - now that would have been useful to know at the time, as I might have tried to find the money from somewhere if I'd known it would mean I could retire earlier 🙄!), so that's the earliest possible point for a complete exit as my figures rely on me getting the full amount. It looks like you'd need to work 21 hours per week at minimum wage to earn enough to pay National Insurance contributions, so going part-time pre-52 could be an option if I find myself ahead of schedule on the cash-building side of things.
Anyway, that's getting waaaaayy ahead of myself. The plan for now remains to focus on three key actions:
Action 1: Bring in as much money as possible
Action 2: Spend out as little money as possible
Action 3: Use the difference between the two for The Future
Simples!!! 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
Good to know you have options and a date to aim for.
With a plan like that you can't really go wrong!😆If it's not adding up, compound it!5 -
Yep, nice and broad I thought 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6
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