Keep calm and carry on....

Jessy103

Happy belated birthday SC 🍾❤🎂

greent

Belated birthday greetings! 🎂 x

South_coast

Thanks all 😀!

killerpeaty

Happy birthday SC, we can celebrate our birthdays properly next year hopefully.

But please keep posting, I often read your updates on my phone (not logged in) and your positivity is contagious so it's always nice to see how you are doing.

South_coast

Ha! Me, positive! I shall have to remember that for BF next time he says "Get your head out of your *rse/no lives were lost/etc etc" when I am moaning about something 🤣

(Good job I didn't post when I got back from the shops in a murderous rage earlier 😮!)

debtfreeoneday

I’m feeling the same today for Mother’s Day and last year I was ill with Covid. Completely blah about it. Will muster up some enthusiasm for the kids but looking forward to proper celebrations hopefully not too distant in the future. Well done on the free money. 

South_coast

Thanks DFOD, I hope you manage to have a nice day x

South_coast

Ooh, one more bit of news - I got a state pension forecast the other day. I need to work until I'm 52 to get the full amount (I have a few years missing from when I was at college/Uni and it's too late to top them up now - now that would have been useful to know at the time, as I might have tried to find the money from somewhere if I'd known it would mean I could retire earlier 🙄!), so that's the earliest possible point for a complete exit as my figures rely on me getting the full amount. It looks like you'd need to work 21 hours per week at minimum wage to earn enough to pay National Insurance contributions, so going part-time pre-52 could be an option if I find myself ahead of schedule on the cash-building side of things. 

Anyway, that's getting waaaaayy ahead of myself. The plan for now remains to focus on three key actions:
Action 1: Bring in as much money as possible
Action 2: Spend out as little money as possible
Action 3: Use the difference between the two for The Future

Simples!!! 😀

Grogged

Good to know you have options and a date to aim for.
With a plan like that you can't really go wrong!😆

South_coast

Yep, nice and broad I thought 🤣!