Keep calm and carry on....

debtfreeoneday

Have you guys had an update from 1poll?  I’ve seen nothing. 

killerpeaty

What's been going on with onepoll?

You're a tease SC for saying there might be a plan C and not expanding. :grump:

South_coast

That's because Plan C is booooring! Basically plonk cash in the LISA instead of the mortgage, as the extra cash from the government is a better deal than anything else I can do with the same money. See, I told you it was dull 🤣! Mortgage (and me) will be here well into 2022 I'm afraid 🙁 

KP - One Poll has transferred to a new server and they've not transferred all of the balances across, plus the surveys they added yesterday were sloooow. Tahlullah has had points transferred across after moaning so I'm hopeful, but they're probably inundated at the moment!

killerpeaty

Your mortgage is so low!

Think plan C is a great plan as long as you're ok about the cash being effectively locked away. Given how long it would be locked away for, would you be investing it?

debtfreeoneday

I found a rogue 1poll email in my junk. Off to hopefully sort that out. 

South_coast

Good morning MFW's and a very happy new year to you 🥳🥳🥳 May it be filled with fun, frolics and mortgage OP's!

I went to bed at 1.45am last night and I've been awake now since about 7.15am (plus awake for half an hour or so during the night), so I'm fully expecting to crash out on the sofa later! 

KP - The mortgage is small, but I have no spare money to pay it! My salary/package now is a little over half what I was getting before the pandemic. It pays the bills and a smidge more, but all that headroom which before went to OP's is gone. I've continued to make progress through 2020 due to a series of cash injections, but that money is all used up now (with the last remnants to be rolled up in Plan C). As for investing the LISA money, no I'm afraid I was too much of a wuss and went for a cash one. I'm still smarting from the collapse in value of the shares I bought at my old work, so those, my pensions and the S&S ISA are quite enough exposure to the stock market for me at the moment thank you very much! I'll take my guaranteed +25% from the government and be grateful for it 🤣

No One Polls for me DFOD, the emails in my junk folder really are....junk! But if anyone wants to play bingo or date hot Russian women give me a shout, as I'm sure I'll have had an email about it 🤣!

South_coast

Right, it's the start of a new month, so it's time to tot up the free money tally.

December turned out to be a bumper month, and I have smashed the £75 target which was set for me by DFOD and Vix 😀

The figures are:
£0.35 bank account interest
£1.76 bank account cashback
£2.00 Lidl scratchcard wins
£2.00 Storewards
£3.00 Swagbucks
£4.65 Streetbees
£5.00 i-Say
£9.15 TopCashBack
£10.00 Shop & Scan
£10.00 Consumer Pulse
£10.00 Panelbase
£12.54 Qmee
£15.00 cashed-in Nectar points
£18.00 Shopalong*
£31.39 Prolific
£1000 LISA bonus 🤣 (Can I count this? It's definitely free money!)

Total = £1134.84

So even if I don't count the LISA bonus, that's still a whopping figure for the month 😀!

I already have £26.50 on its way from doing the focus group the other week, so let's set this month's target at £100 😀

* Don't ask how I managed to qualify for this, as I'm not quite sure myself and have no idea how to replicate it 🤣! I had to answer 4 surveys about skincare and buy one skincare item (no minimum spend) and send them the receipt. Very easy 😀!

South_coast

Free money totals 2020 (well, since I started recording it anyway 🤣!)

July £155.06
August £142.04
September £165.05
October £97.81
November £98.25
December £(1)134.84 😀

Bring on 2021!

debtfreeoneday

Told you you could do it. Hurumph at the £1000. You totally smashed it. Still gonna challenge you and say £105 though for January!! 😂

ps what is it with Russian women. It’s all I get too! 

Viking_mfw

Smashing it on the free money!