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Keep calm and carry on....
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SC I would have transferred my cash Lisa, but Nutmeg wouldn’t accept transfers in and I’m not sure any of the others would have either, just be aware.
KP, I’ve only had mine open this year, but DH has had an s&s ISA with them for a long time and it seems to have outperformed the market. They rebalanced away from UK at key moments to avoid Brexit instability affecting growth it seems. I’m generally more of a fan of passive funds but wasn’t convinced about the options available for LISAs, so decided to stick it in there. Personally I put in £3000 this year, topped up by government to £3750 and I’m up £335 on that since April, so pretty good in the scheme of this year. Hth.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Most of my emails seem to be about dating hot Russian women too! 🤣🤣 ot Bitcoin investments.... neither of which I'm interested in
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I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £204 -
Yes, I get the Bitcoin ones as well!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Yup. Bitcoin and Russian women. I have no idea what I click on for that!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
I just looked at my LISA provider and I can't see how to transfer a LISA to them. However, we may well have more options in a year or two.
Interesting that Nutmeg adjusted their geographical bias. I have a few difference global indices with different geographical allocations, for no good reason, I just was nosy to see how they compare.
I get emails about little blue pills. Not sure I have the right equipment for that to be useful.5 -
Happy new year SC ☺Rule 7: If you're not changing it, you're choosing it.
MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
MFW 2022: 1 Jan £85579.20 ~ OPs on hold.3 -
Thanks Caz xMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
So much activity on MFW at the moment - I can't keep up! No, literally, I can't keep up 😮!
Great to see some new diaries starting up too, I hope they last the course - they dilute the exposure to some of my waffle, if nothing else 😀!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
South_coast said:So much activity on MFW at the moment - I can't keep up! No, literally, I can't keep up 😮!
Great to see some new diaries starting up too, I hope they last the course - they dilute the exposure to some of my waffle, if nothing else 😀!Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20173 -
Your waffle is always appreciated SC! And Ruby, you're allowed to post as much as you like (on your diary at least!) - no one is being forced to read it!
Normally things would get quieter after the Twixtmas rush and NY resolutions, but with so many being furloughed, maybe it won't this year.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3
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