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Keep calm and carry on....
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Happy year of being here! How annoying re the monthly payment!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
Ooh, thanks you lovely lot 😍 DFOD you were up early - hope you make it to midnight 😮!
Don't worry, I'll be here a while yet just paying off the mortgage. Don't forget I had several cash injections this year (money transfer card/redundancy settlement/tax rebate/inheritance) and it's my pig-headedness/tenacity/determination (delete as applicable 🤣) in continuing to focus on the mortgage that's resulted in that reduction. 2021 will be all about earnings, so much less ta-da opportunity! Plus if Plan C comes to fruition the mortgage will be shelved for a couple of months (will elaborate further on this as soon as I can!)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!8 -
Ooh, Plan C, intriguing!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Plan C definitely sounds intriguing
And I'd agree that the NY Res is just remodelled - not broken if we haven't yet made it to the NY...! 
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £204 -
FYI One Poll is working much better this morning SC!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Gah! And I cleared them all last night in front of the telly 🙄 I'm waiting on them to transfer my balance across at the moment, have had to send them a stroppy email....
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Oooh Plan CDFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)5 -
I completely gave up yesterday - well done for persevering. I'm nearly done now and hopefully should get a payment from them in the NY.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Happy diary-versary S_cThe round up for that year shows that you've achieved a lot even with ridiculous levels of adversity. A Star from me, with a hat on too (only the recent/new GCSE folks will get this!).ElmoR xx5
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Hi SC - just had a quick catch up on your diary - you are so close now to being MF - exciting times oh and I love the sound of a Plan C MFW #69 Mortgage remaining Jan 2021 £221,644; Jan OP £1000;5
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