We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Keep calm and carry on....

1178179181183184319

Comments

  • South_coast
    South_coast Posts: 6,149 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Mmmm, me too 😋 Although that's not exactly obscure either 🤔?
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 6,149 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Gah! I've just remembered (no idea why, just the random way my brain works I guess) that I paid an arrangement fee when I re-mortgaged after the initial deal expired - that's another £995 on the "Total amount paid to mortgage" figure 😮 It didn't show up on the bank statements as I paid it on my credit card (for cashback, natch 😀)

    Off to update to show the correct figure....this borrowing lark gets more expensive all the time 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 6,149 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    🤣             
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Staffordia
    Staffordia Posts: 402 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I don't shop in Sainsburys often, but my top 3 are Serrano Ham (top 11 buyer), Butter Mintoes and a particular brand of crumpets.
    Very random!
    Mortgage Free November 2018
    Early Retired June 2020
  • South_coast
    South_coast Posts: 6,149 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Blimey, I wouldn't want something telling me how much exercise I'd done over a whole year 😮😮😮! Ignorance is bliss I think!

    And serrano ham, Staffordia - very la-di-da 🤣 This (and branded crumpets) are the type of things which can be splashed out on once MF then 😀!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.