Mortgage start: April 2024 - 295k Current £256k
Emergency fund: 13.5k/15k
Current mortgage free year: 2054 2039
Mortgage free diary: Snug & Sorted: Our Race to Mortgage Freedom
The little joy list
Books read: 41 (2024) | 12 (2025)
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Comments
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I’ve been catching up so a bit off topic but what other receipt scanning places do you use?
I have Shoppix and store rewards. Like you said I’m scanning anyway so might as well scan as much as possibleDFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
Hi DFOD, I'm using Huyu as well (only does supermarkets and only the main ones), 5 points per receipt and 500 points = £5. I've also recently started doing ZipZero, but not sure this is actually going to come to anything. The premise is that they give you 0.5% back on the value of any receipt, which you can then cash in against a utility bill when the balance gets to £5. However, I had an email from them the other day saying they're struggling to get funding so are unable to monetise it at the moment. I'm carrying on with it for now, as a) I'm scanning receipts anyway so it's not exactly a drag to do it, and b) if they do get funding I might have actually built up £5-worth of credit by then 🤣!
I also do Shop & Scan, and get 50p a week for copies of my receipts, so do a photo for them as well 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
You can also do SnapmyEats which is also only for food shops. A similar thing, but no need to scan is Airtine Rewards which links to your card and automatically gives you points. With that one you can only take it off your mobile phone bill when you have £20 and you only get points for some shops, but there is no effort required. Plus it works for all mobiles, including pay as you go/sim only.
If you do Swagbucks, you can also scan receipts in there for 2SB a time.2025 decluttering: 4,019 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
2025 use up challenge: 345🥉🥈🥇💎🏆
Big kitchen declutter challenge 114/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5005 -
Aah, interesting - thank you! Will have a look at those later 😀!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Hi I just wanted to pop by to say hello and hope you have a nice weekend. Well done on all the cash generation this month. I love your new budget planning with all the sub accounts, I am going to see if I can borrow that idea.5
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Thanks CM 😀 It's made me so much calmer- now the challenge is to find a new job so I don't need to use them all!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
I've just done the follow-up survey on the shower gel I've been testing. Several of the questions were around how easy it is to wash off - is that something people have issues with 🤔? I can't say it's something I've ever encountered myself!
You'll also all be pleased to know that I managed to ram two bags of 39p kale into the freezer 😀 That wasn't the plan, but the spinach which is also on offer turned out to be a simply enormous bag and way more than I need for the meal I had in mind, so it will be spinach in the milkshakes this week instead and more kale tucked away for a later date 😋 (I did actually have to take something else out to fit it in though 🤦♀️!)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!8 -
hehe the shower gel survey made me chuckle
I love how much you love kale - Not sure how much space you have but its really easy to grow as well and loves the winter. Spinach is also easy to grow.5 -
South_coast said:This makes me feel so much more comfortable, which is completely daft as it's the same amount of money - just laid out in a different way 🙄! I have to say, a big thumbs-up to Santander for letting their customers have this level of fiddling ability 😍😍😍
Honestly, I feel so much better!.
I would also feel better after doing this with my finances!
(Sorry I'm late - been awol and catching up! At least I'm not 20 pages behind like last time lol.)Rule 7: If you're not changing it, you're choosing it.
MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
MFW 2022: 1 Jan £85579.20 ~ OPs on hold.5 -
Caught up now. It was probably good that I missed all the discussion about freezers... we only have one drawer for ice cream, but I think I can probably claim the prize for the weirdest freezer contents. The question is, do you want to know what they are 😂😂Rule 7: If you're not changing it, you're choosing it.
MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
MFW 2022: 1 Jan £85579.20 ~ OPs on hold.7
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