Keep calm and carry on....

South_coast

Er, hurrrah for Covid....???

No, I can't really bring myself to say that!

South_coast

BF has broken a tooth eating one of the free apples from his own trees 😀 I am finding this supremely entertaining!

Jessy103

Oh you meanie! 😂

kaycastle

South_coast said:

OMG, you're right! Corrected version:

South_coast said:

I was made redundant in early June and finished at the end of July. I'm applying for jobs but the phone's not ringing! I now spend my days looking for work, trying to lose weight, navel gazing about how much I *really* need to earn, OP'ing as much as I dare, eating ice cream, and doing surveys to supplement my Jobseeker's Allowance.

Better 👍

haha Thanks for catching me up. Fingers crossed on the job search! 

Also less eating kale and more eating ice cream!!

South_coast

I can't - I have kale and no room for ice cream!!!

(would much rather have the kale too 😋😋😋)

South_coast

SAINSBURY'S HAVE MINCE PIES FOR SALE 😮😮😮

South_coast

Right, I have been money fiddling....😀

I knew I had enough money to last for a while, but as it was all in one pot and the total was changing daily, it was hurting my brain to understand it. I've now pressed my empty savings accounts back into action (and opened another - I now have 11 savings accounts visible on my online banking 😱), given them all a name and put them in date order with the right amount of money in them. So I've got a "November expenses" a "December expenses" a "January expenses" and a "6 months expenses" (which I'm hoping not to touch - until I become MF that is, and can move a chunk out equivalent to the cost of 6 months of mortgage payments 😀😀😀). I've moved the October expenses into my current account already, as one more savings account is probably too much even for me 🤣! So now I can see quite clearly that I could actually go until the end of July without earning any money, but really I'd like to have something by the end of January. This makes me feel so much more comfortable, which is completely daft as it's the same amount of money - just laid out in a different way 🙄! I have to say, a big thumbs-up to Santander for letting their customers have this level of fiddling ability 😍😍😍

There was a bit left over, which I had been planning on OP'ing through October, but I've decided to hang on to it for now and have named it my "float" account. This is where the free money will go and debts to self will be repaid (and come from!), with the very long-term aim that it will eventually become money set aside to pay the 10% fee-free OP amount when the mortgage resets in April. So the free money targets from October will just be to recoup what I've paid out in interest as there won't be any more ERC charges to earn back. 

Honestly, I feel so much better!.

South_coast

Ooh, and with a bit of freezer re-jigging, I've been able to squeeze in a pizza (sans box) and some filo pastry. When the pizza comes out on Friday, that will definitely free up room for a bag of kale....😀😀😀

Grogged

Mrs G made biscuits today, which owing to a lack of freezer space we need to quickly eat before they go bad...
So I feel for your lack of freezer space. 😁

QueenJess

One third of my freezer is ice cream.  About right I think