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Keep calm and carry on....

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Comments

  • Absolutely! And you're doing much better than me if you actually have access to the money and not just a piece of paper with it written on 😀!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • themadvix
    themadvix Posts: 8,808 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    It is really weird looking back, isn’t it?
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    It will be a new normal...
    https://m.youtube.com/watch?v=wnd1jKcfBRE
    If it's not adding up, compound it!
  • 🤣 That's brilliant!

    What we need is some scary public information adverts like they used to have. This one always stuck in my mind when I was a kid:

    https://m.youtube.com/watch?v=KryOYburlFI
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Today I will be mostly chopping apples....

    I picked another load while trying to keep out of BF's way while he was working from home yesterday. He has taken a fruit bowl full and says if he wants any more he'll go out and pick them (being taller than me, he can reach the ones I can't). That leaves me with....rather a lot of apples 😮 Not sure I would have picked so many if I'd known they were all coming my way! Still, I am not going to complain about free food 😀

    Speaking of free food, I did a Sainsbury's shop on the way home for exactly £2.50. Cost to SC = £0.00 😀😀😀 

    The free money target is looking like a formality this month. I have £21.49 still to get, but can already see where £14.40 of that is coming from over the next week or so. Anything I make above target will initially go towards shoring up the personal budget, as I am meeting a former colleague in the week and will need to pay for a couple of glasses of wine, then repaying my "debts to self" where I have pinched money out of the EF. Next month I run out of money to make OP's (I'll have enough left to pay the bills/keep paying into savings until the spring, which is as low as I'm comfortable going at the moment), so the free money target will be lower and any excess will go to the debts to self - currently sitting at £128.96 😮!

    Right, I suppose I'd better get on with these apples....
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • What are you going to do with the apples?

    Hope you have a good time with your former colleague!

    It sounds like you're still in a good place, being able to rely on savings is a wonderful thing. 
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