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Keep calm and carry on....
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I've just done a survey about the TV licence - excellent opportunity for me to blast off about how much I resent having a legal obligation to pay for Zoe Ball and Gary Lineker to have £1m+ salaries when I NEVER use any BBC services and how it should just become a commercial operation and funded by advertising like everyone else 😀 Love a good rant to set you up for the day 😀😀😀
It's survey-central here this morning - so far I've got 62p from Nectar canvass, £1.28 from Qmee and £1.50 from Streetbees. Now I really must break and have some breakfast!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
I closed an empty account yesterday and was generously sent 3p in interest that had accumulated - can I join the rich club?Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway7 -
Absolutely! And you're doing much better than me if you actually have access to the money and not just a piece of paper with it written on 😀!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
I've just been re-reading my diary from the early part of March, it's so weird to think that's only this year - so much has changed! It's full of an air of foreboding about the gathering storm, yet evidently with a feeling it wouldn't last long as I'm taking about still hoping to get away for a week at the beginning of June and that BF is saving his annual leave for lads' holidays later in the year 🤣! Then I go on to say I've had to say goodbye to BF for the foreseeable (I think it ended up being 10 weeks without physical contact with another human being), and talk about both of us still working. Oh, and the mortgage balance was £28k!
This has been the weirdest year ever!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
It is really weird looking back, isn’t it?Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
South_coast said:[...] taking about still hoping to get away for a week at the beginning of June [...]
This has been the weirdest year ever!Rule 7: If you're not changing it, you're choosing it.
MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
MFW 2022: 1 Jan £85579.20 ~ OPs on hold.6 -
If it's not adding up, compound it!3
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🤣 That's brilliant!
What we need is some scary public information adverts like they used to have. This one always stuck in my mind when I was a kid:
https://m.youtube.com/watch?v=KryOYburlFI
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Today I will be mostly chopping apples....
I picked another load while trying to keep out of BF's way while he was working from home yesterday. He has taken a fruit bowl full and says if he wants any more he'll go out and pick them (being taller than me, he can reach the ones I can't). That leaves me with....rather a lot of apples 😮 Not sure I would have picked so many if I'd known they were all coming my way! Still, I am not going to complain about free food 😀
Speaking of free food, I did a Sainsbury's shop on the way home for exactly £2.50. Cost to SC = £0.00 😀😀😀
The free money target is looking like a formality this month. I have £21.49 still to get, but can already see where £14.40 of that is coming from over the next week or so. Anything I make above target will initially go towards shoring up the personal budget, as I am meeting a former colleague in the week and will need to pay for a couple of glasses of wine, then repaying my "debts to self" where I have pinched money out of the EF. Next month I run out of money to make OP's (I'll have enough left to pay the bills/keep paying into savings until the spring, which is as low as I'm comfortable going at the moment), so the free money target will be lower and any excess will go to the debts to self - currently sitting at £128.96 😮!
Right, I suppose I'd better get on with these apples....Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
What are you going to do with the apples?
Hope you have a good time with your former colleague!
It sounds like you're still in a good place, being able to rely on savings is a wonderful thing.3
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