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Keep calm and carry on....
Comments
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Thanks BM 😀 I'm definitely looking at doing some things which are slightly different - hopefully less soul-destroying too. I think the redundancy has certainly been a good thing in the respect that I was really unhappy where I was and would have limped on there forever otherwise just thinking about the mortgage. At least this has forced my hand. And (as BF keeps reminding me), the job market is likely to get worse once the furlough scheme ends in October, so now would be a good time to get my feet under the table somewhere. And I'm being silly really, as it's only the OP's/savings which would suffer - most of the salaries out there are perfectly respectable for normal living, and still putting a bit by every month. I really did want to be MF next year though!
In the meantime, a further £1 cashed out from Qmee so I'm at least on target with that 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
P.S. I *think* you only get the extra points once, but a second 28p tin of tomatoes wouldn't be a bad way of testing that theory 😀 Not much to lose there!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
I agree with BM, things will turn out for the best! Good luck with the job search SC and fingers crossed you get something you end up loving 😀Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!4 -
Thank you ❤Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Right, I have read an article about "knowing when enough is enough" and given myself a shake. Tomorrow I will be applying for the job I am keen on which is still considerably higher than the "enough" figure I worked out for that location. 4-ish years at this salary would create the same "surplus" income as 3-ish years at the salary level I would prefer. Doesn't sound that bad when you put it like that....Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
Sounds like a plan!
Hopefully over the four years you'll also get some pay rises to even things out.If it's not adding up, compound it!4 -
Good luck 🙂MFW 67 - Finally mortgage free! 💙😁3
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Fab bit of motivation SC. My DS is currently applying for jobs that are less money. This is because he wants to slightly change his professional route and needs some practical experience to support a further qualification. He has weighed up a much shorter commute, 37hours v 45 hours and doing something that he would prefer and has decided he can take a £5k a year drop.
Good luck with your applications and keep us posted5 -
Thanks all you lovely folk 😍
Productive day so far:* Got out for an early walk - it was already 18 degrees at 6.40am, so thought I'd better get a wriggle on 😮 It was picture-postcard perfect by the beach, feel very happy to live in this lovely part of the world (obvs will be even happier when I've paid off the mortgage and no-one can move me on 🤣!)
* Sent in the job application. Guessed correctly that this was one which would have free text questions as well as submitting a CV, hopefully I sounded suitably earnest 🤞
* Nipped up to IKEA, as I'd decided that if it wasn't quiet on a Sunday morning during a heatwave it never would be. Got in (once I'd navigated the HUGE queuing system), grabbed my few bits and got to the checkouts just as they were opening. I had more on my gift card than I thought, so total cost to me was only 75p 😀 plus BF owes me £6.00 for some glasses I picked up for him, so I will actually be in credit - that's successful IKEA-ing!
* Staged a one-woman disco in the car on the way back (grateful for tinted windows so no-one can see me thrashing about. Also grateful for parking sensors that warned me I was about to reverse into a pedestrian I couldn't see in my mirrors 😮)
* Had a shower in my own home for the first time in sooooo long! All seems to be dry where it should be, so hopefully my repairs will hold for a few years until project refurb gets underway and it all gets replaced
Nothing to do now until it's time to cook dinner, so am going to chill out with a book and maybe have a nap if I'm lucky (got woken up by someone noisily unloading a car outside my window in the middle of the night, then again by them noisily re-loading it a few hours later, by which time it was dawn and I couldn't get back to sleep 🙁)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
@South_coast you sound very positive! Fingers crossed for the job! Would you mind sharing a link to the article you mentioned?Choose kind6
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