We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Keep calm and carry on....
Comments
-
This is very American, but also useful - how to make the most of LinkedIn when job hunting... https://www.youtube.com/watch?v=by9i4yxZ-Fk&feature=youtu.be3
-
Thanks all, really appreciate the support x
Today and yesterday saw the commencement of operation Make the Bathroom Watertight Enough for Showering. I can't tell you how overdue this is. Really, I can't - it's way too embarrassing! Going well so far, only injuries to date are a wrist which got whacked by a hammer (very sore!), a grazed knuckle (despite wearing gloves?) and a very sore bum from sitting on the side of the bath. Not bad going for someone who is extremely clumsy!
After a weekend of thinking the £142 was a completely unattainable target, the surveys have picked up again today and I remain on it. Sadly not quite so motivated for job-hunting 😮!
The superfluous shoes have arrived and are currently....er, dumped on the lounge floor 😥 Tomorrow's mission: Open the bag!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
I've just done a survey about wine 😀😀😀!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
Well done on all the free money last month. Prolific has just dried up for me completely over the past week but you have reminded me to go back to Qmee and see if there's anything waiting there for me. I will usually open parcels as soon as I get them but then leave the packaging just lying aroundEmergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20176
-
Thank you. Shoes are still in the bag.... Must do something soon though, as I paid for them on the card set which is set up to have the direct debit paid in full and I think the statement is about to be generated. Do not want to be paying now for costs which will then be refunded!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
Hi South_coast,
Love your idea of using free money to pay the monthly mortgage interest. So far this month I have found £37 from credit card rewards I had forgotten about and £17 from Nectar points. Did a Nectar survey for 200 points just now. My interest is around £112, so halfway there. Trouble is I’m cashing in the easy money!Aiming to early retire December 31st 2026.5 -
Ooh, you're doing loads better than me! I'm on £19.26 so far, so just slightly ahead of the £4.58 a day I need. I've got at least £2.50 of Nectar points ready to cash in this week though (although only need about £2-worth of stuff I need at the moment. Have been looking to see if I can switch some of the Lidl list onto the Sainsbury's one, but the prices are so much higher I'm not sure I can bring myself to "spend" that and not get such good value for money 🤣! I've migrated a bulb of garlic across so far - not much difference in cost on that one!)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
I don't think I've ever cashed in my nectar points as I begrudge paying for the shopping with them. I do keep hinting to DH that we have enough for a return eurostar trip and he just goes 'OK' - I need a bit more commitment than that!Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20176
-
I can’t see how to do the nectar canvass stuff?DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)5 -
Try this DFOD: https://www.nectarcanvass.rn-partner.com/signup
Wow, that is a LOT of Nectar points ruby_eskimo 😮! Sainsbury's is definitely expensive, but they have the best pizzas of the shops in my town (although they keep stopping selling my favourites, so they are in my bad books for that), so I go there once a week for that. Their bananas are also in much better condition than Lidl and Asda, so I usually get those there as well 😀 I am trying to do the proper MFW thing at the moment of transferring the value of the points out of the shopping budget and into the mortgage/savings, rather than just using them to spend money I haven't got!I have tried on the shoes and all of them will be going back 😇 (they weren't comfortable anyway 🤣). I'll do that tomorrow as the shop is near Sainsbury's and hopefully that will mean the refund reaches the account before the bill is generated. Speaking of Sainsbury's (again), they had some good offers for me this week, so that's my £2.50 spend dilemma sorted, and just buying the offers alone will get me back £1.50-worth of points 😀 I have celebrated the non-buying of shoes by paying £5.00 off my electric bill (usage has gone up as I've been home a lot more since March, but I don't want them to change the direct debit so will try and chuck them a bit of cash now and again!)Most importantly though, I have joined LinkedIn! Just in time for seeing BF again tomorrow, although I am sure the nagging will just change tack to me not using it properly - I have already had "There's not much point in it being a social network if you don't use it to network" 🙁 but this should slow him down a bit!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards