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Keep calm and carry on....
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It was exhausting!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
In other news, my mortgage payment went out yesterday so I logged in to see the updated balance - and the bank's valuation has gone down by £3k in a month 😮! I know it only means anything if you're looking to sell/re-mortgage etc etc etc, but that's still a pretty startling drop on somewhere they were only valuing at £91k in the first place!!!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
I’ve never heard of being able to see the valuation never mind adjusting it 😱 I can’t see why it would have gone down, the market here has picked up and houses are going fast since the stamp duty announcement?MFW 67 - Finally mortgage free! 💙😁5
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Tesco home panels is another one if you don’t already use it. Tedious and slow but as you said so is the nectar one.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)6 -
Good luck! Will be cheering you on!
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I don't understand it either NG, it's actually nicer here than it would normally be at this time of year as well, as less people = less traffic (although the seafront/beach had a fair amount of people on when I went for my walk this morning, and not even 8.00am). It is weirdly cheap here though (obvs I'm biased) and valuation still £10k more than I paid, so not complaining!
Not heard of the Tesco one DFOD, will look into that. Do they pay you in Clubcard points?Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
South_coast said:I don't understand it either NG, it's actually nicer here than it would normally be at this time of year as well, as less people = less traffic (although the seafront/beach had a fair amount of people on when I went for my walk this morning, and not even 8.00am). It is weirdly cheap here though (obvs I'm biased) and valuation still £10k more than I paid, so not complaining!
Not heard of the Tesco one DFOD, will look into that. Do they pay you in Clubcard points?DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
Brill, thanks xMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Well done for getting through this tough time and taking many good steps to finding your next role. I'm another advocate of LinkedIn. I don't use it much for networking, but it is helpful for exploring new roles and researching companies you may like to apply to work for. Good luck with the job search, I hope you find something soon
I'm also in awe of your groceries budget! You're inspiring me to get more of a grip on mine! I have a groceries budget in YNAB but it tells me that this year my average has been £160. Which isn't crazy, but I also eat out, or more takeaways at the moment, a fair bit!5 -
Thank you x
I am yearning to go to a restaurant, I just love them (and it's BF's turn to pay 😀). All of my local independent favourites are taking part in the eat out to help out scheme next month, so am trying to nudge him down that path....😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4
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