2020++ - smiling and waving and looking so fine

ohdearhowdidthathappen

All sounding good.... agree with the one thing after another comment.  There's always something breaking or needing to be replaced!

mark55man

So have reached the limit I set for myself on CC3 (0% Purchase), and £3K to go on CC2 (0% BT) which by lining up various pots I will try to clear this month,  I am now back on bank account spending only.  It was odd spending on the CC (to use the unspent bank account money to accelerate repaying CC2) after so long trying not do, and I think that I may been a little less hard on buying some things (eg OH laptop) even though they were needed.  so once I've cleared CC2 up I will have just over £9K outstanding to get through.  So looking like end September before DF which is good, but also disappointing as I had hoped to be there a few months sooner, but  maybe 2020 had been a little tight and I had a few things to deal with (cars, kids and technology mainly - story of my life

not much else, WFH and work from office about 50/50 at the moment, which is a nice balance - the long lockdown is wearing us all out so its both nice to be home and help out, its also nice to get out and about.  I had to drive 70 minutes to a more distant than usual office - and it felt loonngggg - back in the day I hardly noticed, now I thought what a waste of time - although I did enjoy banging out some  music in the car with no one to raise eyebrows at me 

doingitanyway

I agree it is about balance. Despite the 'time-wasting journey' there are gains to going to an office that I hope don't get lost in the WFH drive.

savingholmes

Hi Mark sorry progress is slower than you'd hoped - but it sounds like they've been important spends you've made rather than fritter spend.

mark55man

boring mid month waiting for the excitement of pay day.  although OH's part time job paid up yesterday, so that should see us through to the payday - then I think I will sacrifice the EF to clear CC2, even though I have until May.  I can always load the CC back up if I need to - although we will all be main locked down until June so its very unlikely anything will happen

waiting for spring too, sat out with OH for lunch today, it was a tad chilly - luckily the HM Beetroot and Cream soup was lush

Weight wise, I'm back to my christmas peak, so that's going very much in the wrong direction, but no point having a diary to be accountable if you don't account for yourself.  although just not making it work for myself at the moment - maybe a week off over easter will help

doingitanyway

I bet the beetroot and cream soup looked beautiful as well as being lush!

mark55man

doingitanyway said:

I bet the beetroot and cream soup looked beautiful as well as being lush!

It was very silky looking, and I'm not sufficiently an artist to name the colour exactly, but it was very deep pink with a hint of scarlet. Flavour-wise a friend had gifted some wild garlic - served hot with crusty bread was very nice indeed

mark55man

so eating end of year tax frogs and planning / swapping some elements of my pensions around, partly to be tax efficient, partly to best balance forward looking saving between OH and myself, partly to take some cash to supplement OH being part time / part retired, but also as my DD1 is house hunting, so want to have a little bit spare and readily to hand, to help with those costs (we always planned to do this, its just the pandemic has meant she has had access to almost unlimited overtime and has made the most of it, so is ready to pull the trigger 2-3 years ahead of schedule)

planning a few days off over easter, the thought of it is keeping me going at the moment

savingholmes

I too am hanging on for Easter but as I get closer work seems to be ramping up instead of down so hoping it doesn't derail things. Good luck with all your planning and swapping.

mark55man

thanks SH - its been a long year already - you sound super busy - make sure you take some me-time, it might help you creatively

just building up to pay day and money juggling - such excitement