We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2020++ - smiling and waving and looking so fine
Options
Comments
-
I agree the word tax is negative/punitive - That said I'm still voting for Angel Delight !!
Although you could go with virtue/virtuous <something> - or how about <something> return - eg Rover's Return - Martin's Money-back - or <something> Credit eg Lazy Tax Credit - Elbow Grease Credit -
Mmmm - needs some thought and suggestionsI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine4 -
No, Angel Delight doesn't describe what is being done. I vote for Elbow Grease Credit!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Frog Eating Bonus (FEB) - especially this monthI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine5 -
mark55man said:Frog Eating Bonus (FEB) - especially this monthIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Some poor newbie will come along and think we're frog torturers LOLAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
or French maybe - if you believe the stereotypesI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine5 -
Chuckling at the frog torturing thoughtDFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved6 -
Ha ha, ODHDTH - me too!
Weighed in yesterday - 1lb up - but one of those gains where you are relieved its not more
Spent most of the weekend a bit out of sorts following the jab, but nothing major and still managed to set up my OH's old phone to be my new personal one (currently only have work phone) using my new/free for 18 months sim card from Virgin. And set up a new Apple Id to separate it from my work phone. I left about 1/3 the apps on my work phone only, 1/3 on both and 1/3 on personal. And will aim for to tweak further as I use them.I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine6 -
Progress. LOL at being relieved the gains aren't more - often been there.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Back at the office this week - forgotten how LONG it takes to get to work - a little less than an hour, but it used to whizz by, now it drags rocks.
Mid month check up - CC3 (0% purchase) still growing satisfactorily slowly, any my joint account is still bulging with all the unspent funds destined for CC2 (0% BT ending May) so its a real chalk and cheese month which will only make sense when we reconcile at the end of the month, but am happy that it is feeling cheap, especially with no CT. OH also had to remind me that we need to claim some money back from the goods she has bought for her volunteering - so that's a FEB (frog eating bonus) waiting to happen
my other FEBs were Amazon return money came through, and my getting a going to the office allowance (not front line in any way, just expense related) plus saved £100 by getting some swedish shelving from FB not the store. That's not badI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine3
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards