📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2020++ - smiling and waving and looking so fine

Options
15455575960186

Comments

  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I agree the word tax is negative/punitive - That said I'm still voting for Angel Delight !! 

    Although you could go with virtue/virtuous <something> - or how about <something> return - eg Rover's Return - Martin's Money-back -  or <something> Credit eg Lazy Tax Credit - Elbow Grease Credit - 

    Mmmm - needs some thought and suggestions
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Progress. LOL at being relieved the gains aren't more - often been there.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Back at the office this week - forgotten how LONG it takes to get to work - a little less than an hour, but it used to whizz by, now it drags rocks.  

    Mid month check up - CC3 (0% purchase) still growing satisfactorily slowly, any my joint account is still bulging with all the unspent funds destined for CC2 (0% BT ending May) so its a real chalk and cheese month which will only make sense when we reconcile at the end of the month, but am happy that it is feeling cheap, especially with no CT.  OH also had to remind me that we need to claim some money back from the goods she has bought for her volunteering - so that's a FEB (frog eating bonus) waiting to happen

    my other FEBs were Amazon return money came through, and my getting a going to the office allowance (not front line in any way, just expense related) plus saved £100 by getting some swedish shelving from FB not the store.  That's not bad
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.