2020++ - smiling and waving and looking so fine

savingholmes

My boss lets me have sunny days off as needed

mark55man

Just saying hi - very busy at work again, so not much slack at the moment. 

End of month juggling all done but helicopter view not detailed.  Looks OK for March, not quite as much paid off as I hoped but heading in the right direction.  CC2 (0% BT May 21) now down to £3K which a couple of payments and my EF (if needed) will see off so no worries there.  CC3 (0% Purchase for 16 more months) took a bit of a hammering upto £9K with normal spending and some odd things for the family and a (limited period only) discounted Sains grocery voucher from my work scheme - so £20 extra saved, but £500 spent ahead of need.  Plus will have another work attendance payment in March which will be £200 and will help 

weight is still flat and steps are low - but spring is in the air so all fine there.  

savingholmes

Glad that things are still heading in the right direction. 

doingitanyway

All looking good. Your weight will shift again as the weather invites more activity.

mark55man

Win some lose some - needed to replace OH Laptop as hers gave up the ghost big time - she needs a big screen for crafting and her zooming, so CC3 took another battering this month.  Managed to save £40 by shopping around, so Unlucky Tax £600 FEB bonus £40.  

Will still be DF this year but its just a bit one thing after the other, and we still have some MOTs to get through.  I'm hoping that as we as a family have done so few miles there shouldn't be much different from last time, but time is not the friend of older cars. 

savingholmes

Unlucky tax indeed. I had to do the same last Sept/Oct. It doesn't help that prices have gone up either due to C19 and brexit. We've had to replace a microwave £84, 2 wired in smoke alarms £93 and 3 ensuite light fitting system £66 in 2021 and we're only just into March. I feel your pain - and I'm more grateful than ever for having an EF.

mark55man

So philosophical question, is it one thing after the other?, or is it the same thing over and over!! 

savingholmes

I think all of these things must always happen - just in the past they were an utter disaster. Now we have an EF they are barely a ripple. 

mark55man

Spends for February

CAR - Bit more on petrol + some insurance - so slightly over budget, this one's always lumpy

CASH - No Cash
CLOTHES - No Clothes 

COFFEE - Very little in the way of paid for coffee - just two trips to local takeout - well under budget

CRAFTS - Over budget - but we are doing what we have to do to get through this

ENTERTAINMENT - Bit more take out this month plus a birthday treat takeout meal for the whole family which was nice but the most I spent in a long time

GROCERY - Edging up again, but February involved a lot of time at home, and a little comfort eating (ie up-market not up-calorie)

HOLIDAY - Nothing this month

KIDS - has surged a little, as we are doing things to help everyone get through lockdown, but its all good, and hopefully will calm down for a bit now

LIFE - Over Budget as we continue to buy a few things to improve various rooms which are in need of care.- this category is non food, non utilities.  

AMAZON - Amazon relatively steady, at around £100 pm I think this will be the way of things for a bit

savingholmes

Here's to a new month - with freedom beckoning towards the end of it.