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Giving every £ a job

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Comments

  • I'm sure you can earn that £2 U.O.U back to yourself fairly quickly. Sounds like a good use of spends

    I am beaming with pleasure at you reuniting the jewellery set from your mum 😊
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you found them both

    Wishrmetic is entering my vocabulary 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Blackcats
    Blackcats Posts: 3,905 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Another sparkly Advent day - jumper covered in sequins, big bling sparkly ring and penguin socks.  Really enjoying December.
    Final money into account for this budgeting phase.  Will finalise divvying it up tomorrow.
    right now I'm enjoying the football too much to do banking stuff.
  • That is a blimmin marvellous outfit.

    Poor Southampton, you gave them a right battering!
    I'm currently nervously refreshing the footie score 😁

  • Blackcats
    Blackcats Posts: 3,905 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    PIP - I'm pleased our footie rivalry is more evenly balanced this season.  However, I am worried about the need for alphabetical order if it stays so close.  I think that using kit colour as a differentiator is a better option as blue is the best colour and alphabetically ahead of red too.  I'm sure that's ok with you 😉


  • Blackcats
    Blackcats Posts: 3,905 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Advent cheer today - listened to my book The Christmas Appeal whilst enjoying a cup of blood orange and cranberry tea whilst also enjoying a seasonal snowball cake.  Curry for dinner with enough left for tomorrow.
    oh and I finished the birthday blanket with a few days to spare.  
  • foxgloves
    foxgloves Posts: 12,623 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How pretty your blanket is! Lovely gift.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.8kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Don't worry treacle, you won't be getting that close 😂

    What a lovely day and blanket 
  • What a beautiful blanket. I hope to re-learn crochet soon and do something like that. When I was about 15ish, I learnt how to do it. But forgotten now. It can't be that hard
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £570/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 929

    Books read    15
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • lucielle
    lucielle Posts: 11,515 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That’s a gorgeous blanket and puts my attempt to shame. I was going to put a pic on my diary but don’t want to now. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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