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Giving every £ a job

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  • lucielle
    lucielle Posts: 12,126
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    Loving the scarlet pimpernel gardener, I think I’ve got his twin brother the invisible builder. Holidays sound fun. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • What a lot of lovely things to look forward to 😊
  • Blackcats
    Blackcats Posts: 4,930
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    @lucielle - my gardener and your builder could be one and the same person.  After all there are only avfew hundred miles between your house and mine.
    Yes indeed PIP we are feeling very fortunate to be able to do so many nice things.

    small money saving win today when I made a cake using up another hotel pilfered mini marmalade and the dregs of a jar of lemon curd.  I'm calling it St Clement's cake which makes it sound very posh.

    money spending at the local cafe after swimming.  Spending came from eating out budget pot and we enjoyed sitting and chatting watching the world go by.   It's much more cost effective to have brunch at the cafe rather than lunch at the pub so I think we might make this a treat every few weeks.  The place was really busy which was good to see as the staff are so cheerful and friendly.  .  My goodness the size of some of the breakfasts!  
  • Brunch out, especially on a weekday when everyone else is busy, feels like such a treat. :) I hope yours was tasty.
    Save £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
    April take lunch to work goal - 3 of 12
  • foxgloves
    foxgloves Posts: 13,858
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    Satsuma time was special when we were kids, wasn't it? Can remember Mum bringing them home from the shops early November & they felt much more of a treat. 
    F
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • Blackcats
    Blackcats Posts: 4,930
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    @KeepOnKnitting - you are right about a decadent weekday brunch.  I had omelette and salad and a few chips from OH's plate which, of course, don't count as calories.
    @foxgloves - I still think a satsuma can't be beaten.  I really can't be bothered with so called easy peelers that are usually anything but easy to peel.

    last preps for holiday were done today.  I'd ordered my traditional Body Shop holiday treat of shower gel, body yoghurt, shampoo and conditioner.  The parcel duly arrived and contained 10 shave creams, 10 camomile cleansers, a handcream and a Himalayan charcoal face scrub 😳.   Very helpful and cheerful lady at The Body Shop said I could keep this order and is sending the items I did actually order. Will be handing out some shave creams and cleansers to family!

    I've assembled a bag of provisions from home to take with us - tea bags, coffee, cereals, ketchup and fruit.  Making sandwiches and flasks in the morning.  Very excited to have a change of scene and to hopefully get some Autumn sunshine by the sea.

  • Have a lovely time!
    Nice haul on the order you didn't order 😁
  • Blackcats
    Blackcats Posts: 4,930
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    Thank you PIP.
    The pouring rain has miraculously disappeared and the sun is shining brightly.
    we are relaxing in the conservatory of our holiday house.  3 hours travel door to door which is just right.
    sandwiches and cake and flasks on the ferry (all from home).  Wine and snacks this afternoon courtesy of the hosts.  
    dinner from Lidls which MrBC is putting in the oven now.  
    Bliss!
  • Sun_Addict
    Sun_Addict Posts: 26,441
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    Oh that sounds lovely, enjoy and have a fabulous time 🙂
    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • savingholmes
    savingholmes Posts: 29,235
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    Enjoy your holiday.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
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