Giving every £ a job

Blackcats

Thanks for making me feel a bit better about my mess up.  I am determined to stick to the grocery budget from now on and also to re-claim control of my freezer.  

I'm pleased that my FD regular saver has matured.  I'm going to open a new one as it keeps me disciplined with saving each month. I have a big tax bill due in January 2025 so it will go towards that.  Unless of course I achieve billionaire status by then or become a large multi national corporation in which case I'll probably only need to pay about £18,72 to the tax man,

Sun_Addict

I made a mess with my Mr T Clubcard vouchers earlier this year and lost out big time 😩 I was so cross with myself but I won’t do it again as I’ve learned the hard way. Don’t beat yourself up it’s easily done. 

Blackcats

Thanks @Sun_Addict.  Sorry about your club card faux pas but you've reminded me that I've got £3.85 of club card vouchers so that will go towards re-stocking milk during the month.

maximising the freedom of retirement and a sunny day we drove to a nearby seaside resort today - just over an hour away from home.  We had a looong walk - 5 miles is a long walk for us!  Parking was £3,50 but we had that in our loose change parking tin and to be honest I much prefer to pay with money that battling to download a parking app and enter the parking code etc etc.  it was so decadent to walk along the beach eating a funky monkey banana ice cream in England in November.  

@PennysIntoPounds - there's another potentially great song lyric "funky monkey ice cream in England in November" much more cheerful than "cold November rain"

savingholmes

Sounds like a lovely use of your free time

EssexHebridean

Your walk sounds fabulous although I'd personally have gone for a different flavour of ice cream...butterscotch Angel Delight though, Mmmm - always was the best of the flavours IMO!

I'm wondering when my FD regular saver might mature now - it's definitely full. I think theirs rolls on for further years don't they? I'm certainly happy to let it do that if so as it's still such a decent rate and the £300 a month level is fairly generous, too. Do they pay the contents out to your associated current account? 

PennysIntoPounds

Thanks Blackcats, now I have 🎵funky monkey ice cream, in England in November🎵 in my head 😁

carolbee

I live at the seaside (Kent), I’m going to look for that ice cream!

Blackcats

@EssexHebridean - the FD regular saver matures the month after it's full.  I filled mine on 2nd October and the money became available on 2nd November.  The money automatically moved into a savings account in my First Direct accounts.  I will re-start again this month but as the new account will mature in December it feels like the cycle will slip a month  - maybe my brain just doesn't understand.  Anyway it was nice to get the interest and the lump sum.  

@carolbee - this was at the Sussex coast but I'm sure the funky monkey won't be confined to that county.  It was absolutely yummy and I detected some real fruit lurking in it so it must be good for us. 

@EssexHebridean - there were lots of nice flavours available - I wavered over the coconut and rum flavour which could have been a Malibu type flavour but I  remembered my "never again" declaration after an excess of that particular drink.

Mind you today's torrential rain is definitely not ice cream weather.

2 little shopping from home wins to report today .... 
if I had £1 for every time mine and Mr BC's reading glasses get muddled up I'd be at least £10 a week better off.  We have similar frames and glasses cases so I was going to buy myself a bright and girly glasses case when I remember that in one of my desk drawers was a glasses case that perfectly fits the bill.  White with bright red cherries all over it.  I think I'd abandoned it because it's innards had separated but a couple of dollops of glue and the case is back in service again.

whilst I was at my desk I also remembered that I'd got a hand care kit as my secret Santa at work last year.  I've nearly finished the tube of hand cream I keep in the car so now I've got a lovely free to me new hand cream.

lucielle

Good wins on the shopping from home. 

L

weenancyinAmerica

Good wins not only on shopping from home, but knowing where you put them and being able to find them again. Anything in this house more then a couple of weeks seems to be effectively lost. We really need to have a professional come in any help or at least a cleaning lady - I'm tired and my roommates can't seem to do anything.