2020 1% challenge

Sharon87

I'm now on 32.6% - number 25.
It may have been more but I've spent a bit more than usual this month, new coat, new dressing gown, new headphones...
This Christmas we are doing secret santa amongst the adults, so that'll help reduce the spend this year. 

I am REALLY wanting to go on holiday as mine have been cancelled this year, it's so tempting to just book a trip to the Canary Islands over the Christmas period - or you know next week lol (I'm working from home, so I could work from there right? lol). I always go on holiday in the winter and I'm hoping I still get to go on one.

I also have almost 2.5k in savings now!

SuperSavingD

Sharon87 said:

I'm now on 32.6% - number 25.
It may have been more but I've spent a bit more than usual this month, new coat, new dressing gown, new headphones...
This Christmas we are doing secret santa amongst the adults, so that'll help reduce the spend this year. 

I am REALLY wanting to go on holiday as mine have been cancelled this year, it's so tempting to just book a trip to the Canary Islands over the Christmas period - or you know next week lol (I'm working from home, so I could work from there right? lol). I always go on holiday in the winter and I'm hoping I still get to go on one.

I also have almost 2.5k in savings now!

Even with the little spends 32% is great, plus a good amount of savings too 😀.  

SuperSavingD

#46
Now at 11% = £1736.54

SuperSavingD

#46
Now at 12% due to interest saved on the loan by making overpayments.  If only it was all that easy.  Balance £13,496.23

MidsHollie

SuperSavingD said:

#46
Now at 12% due to interest saved on the loan by making overpayments.  If only it was all that easy.  Balance £13,496.23

It’s so great when you see your results from both angles. You paid off debt, and you had to pay less for debt! Well done! 

SuperSavingD

MidsHollie said:

SuperSavingD said:

#46
Now at 12% due to interest saved on the loan by making overpayments.  If only it was all that easy.  Balance £13,496.23

It’s so great when you see your results from both angles. You paid off debt, and you had to pay less for debt! Well done! 

Thanks MidsHollie.   It cheered me up as I know I can’t pay extra off this month due to spending on Christmas.  Just the regular payment on the 25th.

SuperSavingD

#46
Now at 14% as dd came out.  Nearly all sorted for Xmas, so I can concentrate more on clearing the debt.  Just need pay days to come quicker.

Well done everyone, keep up the good work 😀

ditty1234

I don't quite know my number - but I am so excited that I am now at 5% on having a rental or towards a house deposit. Maybe someday I can move if I choose to!

MidsHollie

Well, I’ve smashed my 2020 goal and made it to 39% 
I’m really looking forward to sitting down and thinking about my 2021 goals over the next few weeks

Honeysucklelou2

Currently at 7% paid off. 🙂