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PCN but I bought a itcket :/

124

Comments

  • Hi
    So, the debt collector letter ceased but then christmas eve i received  the followng, it included an affordability(financial stetement form), a checkbox asking me If i iwed the debt, some of the debt, noen of the debt, or im getting debt advice.

    They also date the letter 16th of December, giving me no time to respond yet it arrived  on the 24th!


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  • Umkomaas
    Umkomaas Posts: 43,822 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi
    So, the debt collector letter ceased but then christmas eve i received  the followng, it included an affordability(financial stetement form), a checkbox asking me If i iwed the debt, some of the debt, noen of the debt, or im getting debt advice.

    They also date the letter 16th of December, giving me no time to respond yet it arrived  on the 24th!
    You need to deal with this!  Go to the NEWBIES FAQ sticky, second post, and read how to respond to a Letter of Claim/Letter Before Claim, then perform the necessary, including a SAR and a request that the procedure is put on hold as you are seeking 'debt advice'.
    Please note, we are not a legal advice forum. I personally don't get involved in critiquing court case Defences/Witness Statements, so unable to help on that front. Please don't ask. .

    I provide only my personal opinion, it is not a legal opinion, it is simply a personal one. I am not a lawyer.

    Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.

    Private Parking Firms - Killing the High Street
  • Umkomaas said:
    Hi
    So, the debt collector letter ceased but then christmas eve i received  the followng, it included an affordability(financial stetement form), a checkbox asking me If i iwed the debt, some of the debt, noen of the debt, or im getting debt advice.

    They also date the letter 16th of December, giving me no time to respond yet it arrived  on the 24th!
    You need to deal with this!  Go to the NEWBIES FAQ sticky, second post, and read how to respond to a Letter of Claim/Letter Before Claim, then perform the necessary, including a SAR and a request that the procedure is put on hold as you are seeking 'debt advice'.
    Hi II have read this, im after the debt collection stage, from Zenith. They sent me mail months ago, nothing since THEN CEL contacted me now directly, there is nothing online about this stage?  Quoting below:

    "
    If you have letters from any debt collector such as Debt Recovery Plus or Zenith and are on the face of it, too late to 'appeal', then ignore them.

    Certainly NEVER ring them!

    IF YOU REALLY WANT TO WASTE HOURS ON IT THEN PLEASE NO NEW THREAD, JUST SEARCH THE PARKING FORUM FOR THEIR NAME AND MAKE A CUPPA AND READ ALL ABOUT THEIR SILLY LETTER CHAINS, AND TOTALLY IGNORE THEM.

    THAT'S ALL.
    "

    Im at the THATS ALL stage :/  The documets arrved not from court but the CEL Themselves
  • Umkomaas
    Umkomaas Posts: 43,822 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That letter from CEL is a LBC and must be dealt with as such. The Zenith stage is long gone. CEL will issue a court claim via the Northampton CCBC shortly after the expiry of their 30-day deadline. 
    Please note, we are not a legal advice forum. I personally don't get involved in critiquing court case Defences/Witness Statements, so unable to help on that front. Please don't ask. .

    I provide only my personal opinion, it is not a legal opinion, it is simply a personal one. I am not a lawyer.

    Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.

    Private Parking Firms - Killing the High Street
  • This has now passed, reply or sit here and wait?
    They labelled the laetter 16th but did not send it until l a week later

  • nosferatu1001
    nosferatu1001 Posts: 12,961 Forumite
    10,000 Posts Third Anniversary Name Dropper
    REPLY
    Why did you wait a month?
    It doesnt matter. You then sat on it for a month, without any reason. 
    LBC section of the newbies thread. Do it today
  • Redx
    Redx Posts: 38,084 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Make sure you have emailed a SAR to the DPO at CEL , asap if not done already

    Then do the standard reply to the claimant when a 30 day LBC has arrived

    Then await the replies and the inevitable court claim pack from the CCBC in Northampton
  • Redx said:
    Make sure you have emailed a SAR to the DPO at CEL , asap if not done already

    Then do the standard reply to the claimant when a 30 day LBC has arrived

    Then await the replies and the inevitable court claim pack from the CCBC in Northampton

    Your email tells the solicitor:
    (a) I am seeking debt advice but I deny any debt and the case must be put 'on hold' for not less than 30 days under the PAP for debt claims 2017.
    (b) I have sent your client a SAR
    (c) also confirm your correct 'address for service' if you've moved and the PPC has two addresses.

    that bit? and no solicitor, letter is direct from CEL.

    SAR sent. 

  • Le_Kirk
    Le_Kirk Posts: 25,151 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Redx said:
    Make sure you have emailed a SAR to the DPO at CEL , asap if not done already
    Then do the standard reply to the claimant when a 30 day LBC has arrived
    Then await the replies and the inevitable court claim pack from the CCBC in Northampton
    Your email tells the solicitor:
    (a) I am seeking debt advice but I deny any debt and the case must be put 'on hold' for not less than 30 days under the PAP for debt claims 2017.
    (b) I have sent your client a SAR
    (c) I also confirm your my correct 'address for service' if you've moved and the PPC has two addresses.
    As above.
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