PCN but I bought a itcket :/

Le_Kirk

NorthantsPete81 said:

this arrived. What letter is this classed as?

Debt collecting or begging letter.  If you read the NEWBIE sticky second post you will find that a pucker letter before claim must give you 30 days to respond not 14.

nosferatu1001

NorthantsPete81 said:

nosferatu1001 said:

Yep, you could have already done those. 
Just dont pay CEL, theyre so so so easy to beat in court. 

define 'easy  - im not a legal expert.....

THere are only about two legal experts here
Everyone else is a layman, like you. 

zhonguonuren

NorthantsPete81 said:

this arrived. What letter is this classed as?

I am really shocked at the awful harassment in this letter.  Is this the norm - the threat of attachment of earnings etc? 

I really hope you win your case OP.  If you do, or the scumbags discontinue (usually on the basis the claim has no merit), please consider a £25 moneyclaim (up to £300) for breach of GDPR and  harassment that was clearly intended to cause distress - and most victims would simply pay in fear of the threatened consequences.  

Redx

NorthantsPete81 said:

nosferatu1001 said:

Yep, you could have already done those. 
Just dont pay CEL, theyre so so so easy to beat in court. 

define 'easy  - im not a legal expert.....

note , you never showed us your popla appeal , for critique , disappearing for months on end isnt good for these issues

if you want legal experts to assist you , then by and large you are on the wrong forum , this forum is usually staffed by volunteers who have little or no legal training , less than half a dozen on here have experience and knowlledge of legal matters , you get what you pay for

Coupon-mad

How did a CEL case get lost at POPLA, when the OP was told not to say who was driving?

NorthantsPete81

Ok so they have moved on to debt collection

ZZPS Ltd from SUrrey, have sent me a letter asking for £100 and £70 admin fee - £170 for an app they use that doesnt work!  Disgusting.

I guess if court was going to happen they wouldnt bother with a dca

D_P_Dance

I guess if court was going to happen they wouldnt bother with a dca

If  it does go to court it makes winning that much more difficult for them   Especially if you have them bang to  rights.  

Umkomaas

I guess if court was going to happen they wouldnt bother with a dca

Wrong guess I'm sorry. CEL are extremely litigious and as they have six years in which to make a court claim against you, you cannot afford to be complacent. 

However, at this point you're in the debt collector for phase, so read about dealing with them in the NEWBIES FAQ sticky, fourth post down. 

Coupon-mad

Ignore the DCA but you will get a court claim in the end from CEL.

Johnersh

That letter is one of the worst that I have read. It fails to acknowledge 
A that the debt is contested
B that their recoverable legal costs are in fact limited by the CPR
C that their debt recovery costs are also limited and likely unenforceable
D that even if they get judgment you will have time to pay without a CCJ being registered against you
E that even if D occurs the more nuclear options such as attachment of earnings require further order of the court and are usually reserved for cases where there is wealth and no intention of payment (as a trainee, I
used to get them ordered against parents who refused to pay alimony) 

I am of the view that it is not informative to the receiving party but intentionally misleading with a view to cajoling payments. Lodge a comaint everywhere that you can and ensure it goes in the court bundle. You can also write back and tell them that the court is most unlikely to make those orders in a dispute of this amount, as they are well aware and that it would be disproportionate for them to even seek the from the court.