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Debt free before August 2023
Comments
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Amazing Poppy! What an amazing Christmas gift to yourself that is. Now make sure to treat yourself and celebrate. You’ve done awesome!2
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Well done 👏Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Whoop whoop, congratulations 🎈🎉🍾2
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Congratulations Poppy. You've done so well, sticking with it for so long. Great way to end the year.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/250 -
Thank you @shell16 I am absolutely thrilled, the post is on roll of honour now 😁shell16 said:
Fantastic, I look forward to reading your post on the Debt Free Roll of Honour! 🎉 You should be super proud!Poppy1984 said:I'm DEBT FREEEEEEEE 🎉🎉🎉🎉🎉
Thank you to everyone on this forum for all your support abs advice, I can't believe the day is finally here!😁😁😁😁😁😁😁😁😁😁😁😁😁
Poppy
19-02-18 Total Debt £30,322
17-12-21 I'm Debt Free 🎉🎉🎉🎉2 -
Thank you @Sunshine_girl2 yes I can relax abs enjoy Christmas knowing I am now free from debt hanging over me 🥳Sunshine_girl2 said:Well done , just in time for Christmas. 🎉🎉🎉19-02-18 Total Debt £30,322
17-12-21 I'm Debt Free 🎉🎉🎉🎉2 -
Thank you @Four_Seasons yes I really thought I would be going into 2022 still in debt so the fact that I'm starting it a fresh with no debt I'm so happy!Four_Seasons said:Very well done what an amazing start to 2022 x19-02-18 Total Debt £30,322
17-12-21 I'm Debt Free 🎉🎉🎉🎉2 -
Thank you @SuperFrank88 I definitely will treat myself BUT in moderation 🤣 I can never abs will never go back to how I was before my lightbulb momentSuperFrank88 said:Amazing Poppy! What an amazing Christmas gift to yourself that is. Now make sure to treat yourself and celebrate. You’ve done awesome!19-02-18 Total Debt £30,322
17-12-21 I'm Debt Free 🎉🎉🎉🎉2 -
Thank you @WinterWarrior I'm so happy!WinterWarrior said:Well done 👏19-02-18 Total Debt £30,322
17-12-21 I'm Debt Free 🎉🎉🎉🎉2
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