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What small DFW things will you do w/c 2nd December?
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Morning everybody. Having a bit of a wobble this morning over work things. But check my current account - there is exactly £300 in it left to cover the rest of my bills and about £20 just in case. I have put £100 away for a big bill right before Christmas and should have a bit more coming in from cover work. Including a potential half day today. Feeling a bit bad as said no to a topic I don't want to cover but then got the other half day to cover a language I learned in school - a long time ago. I feel I can do a lot of things but not very well - I am not enjoying this feeling at the moment.
But I feel there has to be something I don't do, so I guess all in all it will be a decent day.
Did a big shop Saturday so pretty much need to buy vegetables for the next couple of weeks.
Have a lovely week.Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 250 -
Today I have/will:
1. Checked online banking
2. Update spreadsheets
3. Keep pestering garage as they have had my car for over 3 weeks.
4. Tuna pasta bake for tea
5. Duolingo Welsh & French
6. Take paracetamol for cold as refuse to buy beechams powders
7. Watch film on Now tv as bought pass during black friday
8. Read free kindle bookTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0 -
Morning all!
Public service announcement! Please can everyone go round ALL rooms in their house and check the heating levels! I went into our third bedroom last night, which is totally empty and never go in. Assumed radiator would be off/low. No!!! It was FULL BLAST!!! Have no idea why or how long its been like that!
Today I have/will:
* Check banks
* Use up end of "old" toothpaste
* Take lunch to work
* Park for free for hospital appointment (although did have to pay to park at work as appointment meant I was already late in)
* Update spreadsheet with weekend's spends (didn't do yesterday!)
* Check OP/PA
* Wrap present I need to post to Australia to ensure it gets there before Christmas (didn't do this yesterday either!)
* Start working on meal plan and shopping list
* Get a lift to circuits
* Dinner from stores (might need to be creative!)
* Use up end of "old" shower gel
Think that's everything - hope you all have a really good day!Debt as at 5 June 2023 - £15,600.89
Current debt - £5,935.00
Total paid off - £9,665.89 (61% paid off)0 -
Afternoon all,
Dawn, I hope the family visit goes well.
Dnms, Glad to hear you're feeling more yourself.
Twiggy, Heating checked - thank you :A
:wave: to all
Todays list
* 2 gym classes done and refilled water bottle there
* went to lldl and just got the couple of bits that I needed (and kept away from the bakery - even though it smelt lovely!)
* Booked a dr appointment for next week online - I've been putting it off but its done now
* Got tickets out ready to take to tonights comedy show - we don't usually do these on a school night and this week we're doing two!!
* Posted postal vote
* Washed a load on the quick 30 degree wash
* Ran the dishwasher on the quick wash
Still to do
** get some clothes out for dh to change into for tonight - as he's meeting me at my folks :A
** Empty dishwasher :A
** Hang washing on the heated airer :A
** Make families lunches for tomorrow :A
** Portion up some chicken to take for our tea with my folks tonight :A
** Check banking/update cashbook :A
:A 3 1p0ll surveys done, I'm 45p off a payout so don't expect to get any more for a while! :A
Take care all.Sticking with the "Small things" thread to keep up us on the straight and narrow.
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Hi all, happy Tuesday, was busy yesterday and forgot to do this!
* Check banks DONE
* Carry on using up all existing shower gels, toothpastes, shampoos, perfumes
* Paint nails for first time in ages DONE but already needs redoing, I type for a living
* Lunch from stores when working from home - Shredded brussels saute and mushrooms with utter lemon and garlic mmmm
* Pack lunch when at work - cheese sarnies, boring but quick
* Work from home twice this week saving fuel and parking, coffee
* I have a McDs loyalty coffee token to use tomorrow
* Check banks DONE spotted I had not canceled a mag subscription that I thought was long gone. AND I got some Amazon royalties! Three quid, but still.
* Note spending in bullet journal
* Write all family dates on big Gruffalo calendar for next year. Gruffalo Time will be every Sunday night so we all know what's on the following week. Should help unplanned meals out etc etc DONE
* surveys DONE
* sort this month's annual spends into their Monzo pots. I'm new to this, but it's to stop me needing to put thsoe biggies (car service etc) on the credit card
Biggest thing for me is walking around with no credit card and only what's in my bank account. I'm already getting used to it!
Have good weeks everyone
-TryingAgainPEAK Dec 2019: £24,273 -- NOW Virgin £2377 Markses £681 Halifax £6143 Loan £6696 Family loan £5819 TOTAL: £21,706 -- Paid off: £2308. Target: Jan 2023 LBM: monthly pay but weekly spend dohDecember 2020 target = £18212 and nothing added to CCs AND by paying an extra 20 a month on something I just knocked 8 months off my target date :-)
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MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:
- Benefits check-up (Link)
- Birthday Freebies (Link)
- Coupon Shop Forum list of money-off coupons (Link)
- Cooking On A Bootstrap, cheap recipes. (Link)
- eBid (Link)
- Freecycle (Link)
- Freegle (Link)
- FreeStuff (Link)
- FreeUKStuff ( Link )
- Income Tax Calculator (Link)
- i-Say Surveys (Link)
- Jobseekers Railcard (Link)
- List of online newspapers. At bottom of the linked page. (Link)
- Marriage Tax Allowance (Link)
- Martin Lewis' Weekly List of Deals and Tips (Link)
- MSE Bank Charges Comparison Tool (Link)
- MSE Boost Your Income page. Gateway to lots of money-making links. (Link)
- MSE Budget Planner (Link)
- MSE Abbreviations Explained (Link)
- MSE Deals and Vouchers (Link)
- MSE Demotivator Tool (Link)
- MSE Credit Card Minimum Repayment Calculator (Link)
- MSE Money Makover (Link)
- MSE Piggybank Budgeting (Link)
- MSE Stoozing Guide (Link)
- MSE Wow Offers (Link)
- NHS Minor Ailment Service article (Link)
- My Supermarket (Link)
- NHS Free Prescription Checker (Link)
- OnePoll (Link)
- Parcel2Go: compare postage prices (Link)
- Parkopedia: compare parking charges (Link)
- Pick My Postcode Lottery ( Link )
- Quidco (Link)
- Reclaim Packaged Bank Account fees at no cost to yourself without using a claims company.(Link)
- Reclaim phone credit (Link)
- Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
- SayNoTo0870 cheap phone number finder (Link)
- Split Ticketing (Link)
- Start Rescue Breakdown Cover (Link)
- Super Saver Amazon Delivery Tool (Link)
- Survey sites that pay for your opinions (Link)
- Swagbucks (Link)
- Swapit (Link)
- Tickety Split cheap train tickets (Link) Site closed
- Toluna (Link)
- TopCashBack (Link)
- Wombling Guide (Link)
- You Need A Budget site and App (Link)
If any of the links are broken, let me know.Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
Hi December Devotees,
I've got a few precious days off.Was feeling rather 'flat' today so I treated myself to an afternoon in bed.
Debt-Free-Nillionaire Continuity Plan Year Five:
* Checked online banking.
* Checked Loyalty Points. We have £1 to spend at Superdrug.
* Continued my Challenge 500 miles challenge to travel 500 miles for free before the end of 2019: walking, hiking, climbing, cycling, running and swimming. I'm up to 438/500.
* £4.15 added to my energy account from loyalty scheme.
* Repaired boots with SUGRU.
“Everything will be okay in the end. If it's not okay, it's not the end.”Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
Evening all!
So yesterday was a NSD (yay!)
Used food from the freezer for meals, it's beginning to look a little emptier ready for all the Christmas goodies to go in.
Today I have done a yellow sticker raid on booths and got my free coffee.
Checked the meters and submitted a reading. Using a little too much electric so am on a mission to turn off light and will try to use the tumble dryer less and the airer more! I payed off 5% of the credit card (I'm doing the 1% challenge) so very happy with that.
Tonight I'm going to sit down with DH and make a plan for Christmas. Not really bought anything yet so need to get on it!
Had a couple of ebay sales but only small bits but it all helps.mortgage £800 overpayment 2022. £600/£2400 2023 🙂 savings £1853/£1800 😊0 -
Feeling very sluggish - have to produce a powerpoint, but am just feeling sick and spent 4 hours in bed this afternoon. It's partly just very bad anxiety about certain work things. And me being very irrational.
Thursday it will either be done and dusted or I will be in a very bad mood.
Thursday evening I will bake the rest of my cookies, get the icing on them and use a Sains voucher.
Its so cold and radiator in ds room doesn't work. Time to text a long list of probs to landlady!
ANd still a NSd day.Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 250 -
Morning all :hello: thanks for starting the thread DNMS and lovely to hear you so upbeat. How did madams sleep over go at DD?
Dawn hope picky relatives aren’t too stressful.
I thought I’d posted yesterday, obviously just wrote my list in my headtoday’s plans:
Something for meal plan for tea
Write a list of what we need to get for food for Christmas, stops mindless adding to trolley in December and will help us stick to budget. Must remember to include cake baking items
Final appointment in this block. Can’t use discount card as it was stolen out of my car :mad: luckily no other damage was done. May park further out and walk if we have time.
At least one kid of washing and move to airer
Check banking
Reconcile just for points CC - have another £10 voucher due in next round :T
Possibly pop to mr T. Could do with some new towels and I read a random article where there’s can out top of a testing panel. Were a good price too.
Move some present money to current account to balance pots.
Have a good day all. Purps.0
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