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What small DFW things will you do w/c 2nd December?

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  • ditty1234
    ditty1234 Posts: 2,119 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 3 December 2019 at 9:47AM
    Morning everybody. Having a bit of a wobble this morning over work things. But check my current account - there is exactly £300 in it left to cover the rest of my bills and about £20 just in case. I have put £100 away for a big bill right before Christmas and should have a bit more coming in from cover work. Including a potential half day today. Feeling a bit bad as said no to a topic I don't want to cover but then got the other half day to cover a language I learned in school - a long time ago. I feel I can do a lot of things but not very well - I am not enjoying this feeling at the moment.
    But I feel there has to be something I don't do, so I guess all in all it will be a decent day.
    Did a big shop Saturday so pretty much need to buy vegetables for the next couple of weeks.
    Have a lovely week.
    Isa help to buy: 1000/3000 33%
    Emergency fund: 100/1000 10%
    Weight loose 8.6 kg - while having fun. 0/8.6 0%
    Focus debt to clear HSBC £10/1111, 0% updated May 25
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will:


    1. Checked online banking
    2. Update spreadsheets
    3. Keep pestering garage as they have had my car for over 3 weeks.
    4. Tuna pasta bake for tea
    5. Duolingo Welsh & French
    6. Take paracetamol for cold as refuse to buy beechams powders
    7. Watch film on Now tv as bought pass during black friday
    8. Read free kindle book
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • twiggy86
    twiggy86 Posts: 2,679 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Morning all!

    Public service announcement! Please can everyone go round ALL rooms in their house and check the heating levels! I went into our third bedroom last night, which is totally empty and never go in. Assumed radiator would be off/low. No!!! It was FULL BLAST!!! Have no idea why or how long its been like that!

    Today I have/will:
    * Check banks
    * Use up end of "old" toothpaste
    * Take lunch to work
    * Park for free for hospital appointment (although did have to pay to park at work as appointment meant I was already late in)
    * Update spreadsheet with weekend's spends (didn't do yesterday!)
    * Check OP/PA
    * Wrap present I need to post to Australia to ensure it gets there before Christmas (didn't do this yesterday either!)
    * Start working on meal plan and shopping list
    * Get a lift to circuits
    * Dinner from stores (might need to be creative!)
    * Use up end of "old" shower gel

    Think that's everything - hope you all have a really good day!
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,935.00
    Total paid off - £9,665.89 (61% paid off)
  • 1LuckyLady
    1LuckyLady Posts: 1,206 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    edited 3 December 2019 at 4:11PM
    Afternoon all,

    Dawn, I hope the family visit goes well.
    Dnms, Glad to hear you're feeling more yourself.
    Twiggy, Heating checked - thank you :A
    :wave: to all

    Todays list
    * 2 gym classes done and refilled water bottle there
    * went to lldl and just got the couple of bits that I needed (and kept away from the bakery - even though it smelt lovely!)
    * Booked a dr appointment for next week online - I've been putting it off but its done now
    * Got tickets out ready to take to tonights comedy show - we don't usually do these on a school night and this week we're doing two!!
    * Posted postal vote
    * Washed a load on the quick 30 degree wash
    * Ran the dishwasher on the quick wash

    Still to do
    ** get some clothes out for dh to change into for tonight - as he's meeting me at my folks :A
    ** Empty dishwasher :A
    ** Hang washing on the heated airer :A
    ** Make families lunches for tomorrow :A
    ** Portion up some chicken to take for our tea with my folks tonight :A
    ** Check banking/update cashbook :A
    :A 3 1p0ll surveys done, I'm 45p off a payout so don't expect to get any more for a while! :A

    Take care all.
    Sticking with the "Small things" thread to keep up us on the straight and narrow.
  • Hi all, happy Tuesday, was busy yesterday and forgot to do this!

    * Check banks DONE
    * Carry on using up all existing shower gels, toothpastes, shampoos, perfumes
    * Paint nails for first time in ages DONE but already needs redoing, I type for a living
    * Lunch from stores when working from home - Shredded brussels saute and mushrooms with utter lemon and garlic mmmm
    * Pack lunch when at work - cheese sarnies, boring but quick
    * Work from home twice this week saving fuel and parking, coffee
    * I have a McDs loyalty coffee token to use tomorrow
    * Check banks DONE spotted I had not canceled a mag subscription that I thought was long gone. AND I got some Amazon royalties! Three quid, but still.
    * Note spending in bullet journal
    * Write all family dates on big Gruffalo calendar for next year. Gruffalo Time will be every Sunday night so we all know what's on the following week. Should help unplanned meals out etc etc DONE
    * surveys DONE
    * sort this month's annual spends into their Monzo pots. I'm new to this, but it's to stop me needing to put thsoe biggies (car service etc) on the credit card

    Biggest thing for me is walking around with no credit card and only what's in my bank account. I'm already getting used to it!

    Have good weeks everyone

    -TryingAgain
    PEAK Dec 2019: £24,273 -- NOW Virgin £2377 Markses £681 Halifax £6143 Loan £6696 Family loan £5819 TOTAL: £21,706 -- Paid off: £2308. Target: Jan 2023 LBM: monthly pay but weekly spend doh :o December 2020 target = £18212 and nothing added to CCs AND by paying an extra 20 a month on something I just knocked 8 months off my target date :-)
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 3 December 2019 at 8:00PM
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    • MSE Bank Charges Comparison Tool (Link)
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    If any of the links are broken, let me know.
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 3 December 2019 at 7:25PM
    Hi December Devotees,

    I've got a few precious days off. :DWas feeling rather 'flat' today so I treated myself to an afternoon in bed.

    Debt-Free-Nillionaire Continuity Plan Year Five:

    * Checked online banking.


    * Checked Loyalty Points. We have £1 to spend at Superdrug.


    * Continued my Challenge 500 miles challenge to travel 500 miles for free before the end of 2019: walking, hiking, climbing, cycling, running and swimming. I'm up to 438/500.

    * £4.15 added to my energy account from loyalty scheme.

    * Repaired boots with SUGRU.



    “Everything will be okay in the end. If it's not okay, it's not the end.”
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • lynneee
    lynneee Posts: 877 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Evening all!
    So yesterday was a NSD (yay!)
    Used food from the freezer for meals, it's beginning to look a little emptier ready for all the Christmas goodies to go in.
    Today I have done a yellow sticker raid on booths and got my free coffee.
    Checked the meters and submitted a reading. Using a little too much electric so am on a mission to turn off light and will try to use the tumble dryer less and the airer more! I payed off 5% of the credit card (I'm doing the 1% challenge) so very happy with that.
    Tonight I'm going to sit down with DH and make a plan for Christmas. Not really bought anything yet so need to get on it!
    Had a couple of ebay sales but only small bits but it all helps.
    mortgage £800 overpayment 2022. £600/£2400 2023 🙂 savings £1853/£1800 😊
  • ditty1234
    ditty1234 Posts: 2,119 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Feeling very sluggish - have to produce a powerpoint, but am just feeling sick and spent 4 hours in bed this afternoon. It's partly just very bad anxiety about certain work things. And me being very irrational.
    Thursday it will either be done and dusted or I will be in a very bad mood.
    Thursday evening I will bake the rest of my cookies, get the icing on them and use a Sains voucher.
    Its so cold and radiator in ds room doesn't work. Time to text a long list of probs to landlady!
    ANd still a NSd day.
    Isa help to buy: 1000/3000 33%
    Emergency fund: 100/1000 10%
    Weight loose 8.6 kg - while having fun. 0/8.6 0%
    Focus debt to clear HSBC £10/1111, 0% updated May 25
  • Morning all :hello: thanks for starting the thread DNMS and lovely to hear you so upbeat. How did madams sleep over go at DD?

    Dawn hope picky relatives aren’t too stressful.

    I thought I’d posted yesterday, obviously just wrote my list in my head :o today’s plans:

    Something for meal plan for tea
    Write a list of what we need to get for food for Christmas, stops mindless adding to trolley in December and will help us stick to budget. Must remember to include cake baking items
    Final appointment in this block. Can’t use discount card as it was stolen out of my car :mad: luckily no other damage was done. May park further out and walk if we have time.
    At least one kid of washing and move to airer
    Check banking
    Reconcile just for points CC - have another £10 voucher due in next round :T
    Possibly pop to mr T. Could do with some new towels and I read a random article where there’s can out top of a testing panel. Were a good price too.
    Move some present money to current account to balance pots.

    Have a good day all. Purps.
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