2020 Mortgage-Free Wannabes

Hetta

Thanks Juliecorn. 

#141 - January, February, March and April - I overpaid by £500 each month.
May - I have overpaid by £762.32 so far. 

Thank you for updating. 

ilselm

#21 here with a final update for May following an earlier than usual payday due to the bank holiday. A further £385 transferred to the mortgage. This gives a new total for May of £1,499, and a year to date total of £5,500. Thanks,

Jessy103

Hi! 
I hope everyone is safe and well.

No.12 reporting an overpayment of £155.00. This takes May's total to £253.88 and makes my overall total for the year so far £2033.26, meaning I've reached my target of £2000! With this in mind, can I increase my target to £3000? 

Thanks!

bb_queen_

Hi is it possible to join please? 
I have a target  of £7000 for 2020 (may be a bit ambitious possibly as also need to put money aside separately for home improvements !).

Have already made mortgage overpayments of £430 for Jan, Feb, Mar, Apr & May. Need to keep focused though and hoping being part of this thread will keep me on track as reading everyone's posts is so inspiring. 

Hettyhound

Hello, number 90 here.  Hope all are well.  I’ve just made another May OP of £311 so this brings Mays total to £511.  Thank you 😁

julicorn

bb_queen_ said:

Hi is it possible to join please? 
I have a target  of £7000 for 2020 (may be a bit ambitious possibly as also need to put money aside separately for home improvements !).

Have already made mortgage overpayments of £430 for Jan, Feb, Mar, Apr & May. Need to keep focused though and hoping being part of this thread will keep me on track as reading everyone's posts is so inspiring. 

Of course, welcome to the challenge I've given you #142.

charlie792

Morning all
#111

Slightly unexpected post but we are now very almost offset. 
After paying in after pay day we were about £7000 short but after having a chat with OH he's suggested subbing the mortgage from another account so we're about 7 months ahead of schedule. We have enough time to rebuild that pot by the time we actually need to use it.

As such we have a final £213 left to pay next month and then we are 100% offset and all monthly payments will then just be taken out of the offset account too 

This morning we've paid £7800 off the mortgage balance directly, which is our 10% overpayment allowance for the year.

Mortgage Balance £69,595
Offset Balance £69,394

  

bit_by_bit

Hi Everyone. #87 reporting in with another small overypayment of £28.01. £79.57 for May. Hopefully things will improve soon as my DB thinks he will be able to go back to work. Happily this means I will be able to overpay plenty more.
Current total: £266.87/£2300

Have a sunny day

wh_em

#66 reporting a payment of £44 for May, thank you!

danby22

#117 made a payment of £950 for May. Thanks Julicorn!