2020 Mortgage-Free Wannabes

julicorn

x0emz0x said:

Hi, am I able to join please? I’m brand new to this! I’m going to start off gently with a total of £2,500 for the year and will go from there.

My current overpayments are £70 for February (none for January). 

Thanks  
Emma

Hi Emma, welcome to the challenge! You've got #127 now

Bealot

Please can I join in!  My aim is to overpay  £1000 this year any more would be a bonus! A late starter but paying £160 this month - Feb. 

IndiJonesi

Hello, please may I join for 2020?  I'd like to set an overpayment target of £17600.00.  So far this year I've managed to overpay £2590.90 for January and  £2345.88 for February. Thank you very much.

julicorn

Bealot said:

Please can I join in!  My aim is to overpay  £1000 this year any more would be a bonus! A late starter but paying £160 this month - Feb. 

Welcome to the challenge! #128 is all yours. 

julicorn

IndiJonesi said:

Hello, please may I join for 2020?  I'd like to set an overpayment target of £17600.00.  So far this year I've managed to overpay £2590.90 for January and  £2345.88 for February. Thank you very much.

Of course, welcome to the challenge! I've given you #129. 

bigbeff

#9 reporting for duty! Another overpayment today of £20.01 taking my payments this month to £624.72

IndiJonesi

#129 just completed a NSD.  £10 op'd to the mortgage taking my Feb total to £2355.88.  Got a lift to and from work and took a packed lunch which led to the tenner saving.  Picked up some overtime for tomorrow evening which I'll hopefully be able to put towards March overpayments.  Welsh class tomorrow morning which DH is paying for so another saving there.  Homework not done though; some things never change!  Nos da.

skye_blue

Hi
£60 sent to mortgage today (Feb total £170) so far
Thanks for cheering us all on Julicorn

soapy50

#125 reporting - just overpaid another £568 for February. Feeling very pleased with myself today lol. 

bobobski

Hi all, #81 reporting overpayments for January of £56.41, so we're on track Total overpayments are now at over £250, which I'm pretty pleased with given how tightly we've been squeezed since buying our house 15 months ago.

February has been incredibly hard financially so far (e.g. near £1k MOT/service and £400 invested into a new suit for OH for job interviews - and other things!) but as we've built mortgage overpayments into our budget I don't plan to "withdraw" from these.  Also, a little win: the first of our six 0% loans has now been repaid on time - the next one should be paid off in November and the next in December, which in total will add over £650 back to our budgets!