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2020 Mortgage-Free Wannabes

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Comments

  • #30 just made an OP of £50.
    Total for Feb. £60.
    Thanks :)
  • Throwaway1
    Throwaway1 Posts: 528 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    edited 21 February 2020 at 2:37PM
    Hello #50 here. Can you please put me down for £4666.67 for February? It's much higher than it would normally be as we'd been holding off making OPs until the car was MOT'd.
    MFW - OP 10% each year to clear mortgage in 10 years!
    2019: £16,125/£16,125
    2020: £14,172.64/£14,172.64
    2021: £12,333.62/£12,333.62
    2022: £10,626.55/£10,626.55
    2023: switched tactics to saving in a higher interest rate account than mortgage interest rate
    2024: mortgage neutral!
  • #3 with a £500 OP for February 
    Thanks
    Total OPs 2012 - 2019 £39744.75
    Target 2020 £18500/£18500
    01/05/2020 MORTGAGE FREE
    MFiT-T4 #03 MFW2019 #3
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hi Julicorn,
    number 90 with a final February payment of £50 which makes a total of £369.22 for the month!
    thanks so much as always, Hettyhound
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • ElmoR
    ElmoR Posts: 414 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    Number 45 checking in with a February OP of £1601.92. A random amount, I know! It made my spreadsheet numbers nice and round. :D
    Have a good weekend everyone and thanks julicorn
    ElmoR
  • Nichelette
    Nichelette Posts: 2,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #86 with my first payment of the year (£215) to get us into the next thousand bracket. It will ramp up but I'm diverting more money to the car finance at the moment as higher interest rate :)

    Thanks as always Julicorn
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Hello all
    #49 checking in with my second overpayment of the year:
    £150 for February
    Stats: Jan: £150/Feb: £150
    Thanks Julicorn.
    Take care,
    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • inigma
    inigma Posts: 201 Forumite
    Part of the Furniture 100 Posts Name Dropper Mortgage-free Glee!
    It has been a while but we just drew down £4,450 with the intent to use it to over pay.  This will take us sub £50k, just waiting for the funds to settle, waiting is like being an 8 year old on Christmas eve! 
    06/06/2023 mortgage mort dateJUST BRING IT
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Number 9 reporting another £20.01 :) Payment for Feb now £724.72
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • #92 calling in.  
    I’ve been somewhat missing in action since the start of the year.  Anyone else with Skipton?  Looked it up and the information I saw says we need to increase the DD to overpay,  it then on the paperwork it says we basically will be penalised for overpaying as we are within our 3 year deal.  I need to tie hubby down to get him to call and find out what the story is, but thought I’d ask here incase anyone knows any different with them?  I’m desperate to get this going and currently putting money away into another account until I can get him to sort something out!  
    No longer ...tobe! Married 20/06/13MFW 2021 #117 £5415.40/£6000MFW 2022 #77 £3740/£3000MFW 2023 #82 £0/£3000
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