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2020 Mortgage-Free Wannabes
Comments
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#30 just made an OP of £50.
Total for Feb. £60.
Thanks2 -
Hello #50 here. Can you please put me down for £4666.67 for February? It's much higher than it would normally be as we'd been holding off making OPs until the car was MOT'd.
MFW - OP 10% each year to clear mortgage in 10 years!
2019: £16,125/£16,125
2020: £14,172.64/£14,172.64
2021: £12,333.62/£12,333.62
2022: £10,626.55/£10,626.55
2023: switched tactics to saving in a higher interest rate account than mortgage interest rate
2024: mortgage neutral!4 -
#3 with a £500 OP for February
ThanksTotal OPs 2012 - 2019 £39744.75Target 2020 £18500/£1850001/05/2020 MORTGAGE FREEMFiT-T4 #03 MFW2019 #33 -
Hi Julicorn,
number 90 with a final February payment of £50 which makes a total of £369.22 for the month!
thanks so much as always, HettyhoundSPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)3 -
Number 45 checking in with a February OP of £1601.92. A random amount, I know! It made my spreadsheet numbers nice and round.Have a good weekend everyone and thanks julicornElmoR3
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#86 with my first payment of the year (£215) to get us into the next thousand bracket. It will ramp up but I'm diverting more money to the car finance at the moment as higher interest rate
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Thanks as always JulicornFinally bought a homeStarting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]Overpayments since 27.03.19: £52,407.472 -
Hello all
#49 checking in with my second overpayment of the year:
£150 for February
Stats: Jan: £150/Feb: £150
Thanks Julicorn.
Take care,
CS x
Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
2025 MFW #70: £1,974 / £4,000.
Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
Mortgage freedom can’t come soon enough!2 -
It has been a while but we just drew down £4,450 with the intent to use it to over pay. This will take us sub £50k, just waiting for the funds to settle, waiting is like being an 8 year old on Christmas eve!06/06/2023 mortgage mort dateJUST BRING IT2
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Number 9 reporting another £20.01
Payment for Feb now £724.72
Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
2 - DFD: September 1st 2023[/b]
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#92 calling in.I’ve been somewhat missing in action since the start of the year. Anyone else with Skipton? Looked it up and the information I saw says we need to increase the DD to overpay, it then on the paperwork it says we basically will be penalised for overpaying as we are within our 3 year deal. I need to tie hubby down to get him to call and find out what the story is, but thought I’d ask here incase anyone knows any different with them? I’m desperate to get this going and currently putting money away into another account until I can get him to sort something out!No longer ...tobe! Married 20/06/13MFW 2021 #117 £5415.40/£6000MFW 2022 #77 £3740/£3000MFW 2023 #82 £0/£30001
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