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2020 Mortgage-Free Wannabes

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Comments

  • Suffolk_lass
    Suffolk_lass Posts: 10,712 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    # 37 reporting a February start with £84.12 please juliecorn
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • MrsMouse
    MrsMouse Posts: 61 Forumite
    10 Posts First Anniversary

    #47 checking in with another OP for February of £49.91.  This should bring my 2020 running total to £199.70 :) thank you
    MrsMouse
    #47 - 2020 MFW 449.29/1200
    #15 - 3/6 month Emergency Fund Challenge 661.89

    2019 ~~ MFW: 1122.33 / EF: £1000
  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    MrsMouse said:

    #47 checking in with another OP for February of £49.91.  This should bring my 2020 running total to £199.70 :) thank you
    Thank you for your update! If you could include a month total, that would generally make it a little easier (year total is auto-calculated, but of course feel free to share that as well). Don't worry about in this case, but for future updates it would be fantastic :)
  • everach
    everach Posts: 28 Forumite
    Ninth Anniversary 10 Posts
    Number 83 here!!
    A payment of £20 made today, slow and steady won't get us to £5000 overpayment by the end of the year but we are chipping away.  We will hopefully gain some momentum now we've stopped booking holidays in our January blues. 
  • stavromueller
    stavromueller Posts: 89 Forumite
    Part of the Furniture 10 Posts
    £167 for February - I'm number 67. 
    Thanks Julicorn
    2021 MFW #35: £6000/£6000
  • anna42hmr
    anna42hmr Posts: 2,898 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    great to see some new people joining the challenge this year, good luck everyone!
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • jackieblack
    jackieblack Posts: 10,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 11 February 2020 at 5:25PM
    #4
    Struggling with the new forum but I appear to be able to access it at the moment so will make a small additional OP of £17.31 (making £67.31 for February) now and hopefully, if my interest calculations are right, this should bring my mortgage balance down to this month’s target amount on the last day of the month...

    Hopefully, by next month, some of the new forum glitches will be resolved!

    Thanks julicorn  :)
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    Quidquid Latine dictum sit altum videtur
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    #93 - another £10 for February taking me to £30 for the month so far.
    Thanks for updating as always. :)
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • scottishlass
    scottishlass Posts: 1,972 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Number 20 adding an extra £198.76 so thats £400.79 for February
    2020 Mortgage-Free Wannabes #20 £1495.03/£2760 OP
  • x0emz0x
    x0emz0x Posts: 73 Forumite
    Ninth Anniversary 10 Posts
    edited 12 February 2020 at 5:35PM
    Hi, am I able to join please? I’m brand new to this! I’m going to start off gently with a total of £2,500 for the year and will go from there.

    My current overpayments are £70 for February (none for January). 

    Thanks :) 
    Emma
    Grocery Challenge 2017: Mar - £0/£200
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