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2020 Mortgage-Free Wannabes
Comments
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#132 here - OP of £250 for September, which means I've now met my YTD OP target, with a total YTD now of £4,018.80. Thanks in advance @julicorn. I'm also excited for October, as my outstanding amount on the mortgage will finally be below the £100k mark, which feels like a big milestone. Still a long way to go, but getting there!5
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#6 with an update for August and September. Total overpayment for August £2475 and Total for September of £1875 so far
Thanks Ben2 -
#58 here, I managed to make my final payment of £2,400. Thank you for maintaining this and having me on board the board for the last 2 years it has helped keep me focussed, i think attack the mortgage will be on the back burner for a while whilst we pick through the bones of the current climate. I hope everyone here is ok and are able to keep their heads up.06/06/2023 mortgage mort dateJUST BRING IT3
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#145 September overpayment check in of £105 cheers. Keep smiling everyoneMortgage balance £131,843.22
Standard term left 19y 6m (finish in 2040!)
over payment target for 2020 = £700
term left with over-payments 16y 5M
Mortgage neutral account = £2236.00
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Hello all
#49 checking in with my fifth and sixth overpayments of the year:
£150 each for August and September.
Stats: Jan: £150/Feb: £150/Mar: £150/Jul: £150/Aug: £150/Sept: £150
Hope everyone is ok, and thanks Julicorn.
Take care,
CS x
Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
2025 MFW #70: £1,974 / £4,000.
Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
Mortgage freedom can’t come soon enough!3 -
Afternoon #152 reporting. Final overpayment made for the month of £41.07 totalling September's amount to £148.45
Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0002 -
hi (No 73) here
Final payment for Sept of £210 (Sept total = £255)
Thanks julicorn and stay safe everyone2 -
Can I add another £4000 to this month's total please? So that's £8000 for Sept and I'm done until at least Nov as I've OP'd the max 10% for this mortgage year. Thank you!MFW - OP 10% each year to clear mortgage in 10 years!
2019: £16,125/£16,125
2020: £14,172.64/£14,172.64
2021: £12,333.62/£12,333.62
2022: £10,626.55/£10,626.55
2023: switched tactics to saving in a higher interest rate account than mortgage interest rate
2024: mortgage neutral!2 -
#31 checking in with another OP for September of £40. Total this month is now £187.40. Thanks!Mortgage - £23,500 remaining
MFW2021 #8 - £2,519.77/£3,000
Overpayments: 2020 - £4,722.83 / 2019 - £16,042.002 -
#152 Checking in for the final time this month (think I said that the last time I made an overpayment on here...). Clearing out the piggy bank before the beginning of a new month with a nice clean £50 top up. This brings my September total to £198.45 Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0003
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