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2020 Mortgage-Free Wannabes

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  • Roxie
    Roxie Posts: 635 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    edited 18 September 2020 at 6:50AM
    Hi julicorn,
    No: 33 apologising as I haven’t updated for a while (still having problems accessing new site and when I get on I can’t even figure out how to get to page 1 of this thread to check when I last updated 🙄!). YTD is now £3600 so can you put me down as £400 a month Jan to Sept. Thank you. 
    I have a lot to catch up with all the progress on the thread.  Hope you are all keeping well 🙂
    MFW 2021 No: 33 £45000/£45000 Mortgage free @ 11/6/21 🥳
  • No 125  here - another £160 paid in. That's £240 so far for September. Many Thanks
    MFW 2025 #64: £2950/£5000
    Mortgage January 2025 £31,598
    Mortgage February 2025 £30,519
    Mortgage March 2025 £29,427
    Mortgage April 2025 £28,731
    Mortgage May 2025 £27,351
    Mortgage June 2025 £26393
    Mortgage July 2025 £25,395
  • Hi Julicorn, 

    No.28 with a further overpayment of £908.15 bringing September’s total to £1558.15.

    That concludes my mortgage. 

    Thank you so much for running this challenge Julicorn; it’s been indispensable when the numbers seemed insurmountable. 

    And good luck to all of you who are still chipping away at your own mortgages. It’s a worthy goal. 

    Now, where do I get my badge...?






    Oh wow! I missed this last night. Well done 🥳
    Small OPs are better than no OPs
    Start date - Feb 2018 £231,000 / Apr 2042
    July 2025 £116,950 / Dec 2025
    MFW #60…. Back in for 2025!
  • MFW #147 here. Reporting £350 over payment for September. Thanks!
    Initial 2 year fixed Mortgage (July 2019): £158,747 over 18 years. Overpaid £14,250 in Year 1, £13,400 in Year 2. Total mortgage reduced by £40,790 in 2 years. 

    New Mortgage (five year fix at 1.81%): June 2021
    Current Balance (01/06/2021): £117,957 over 14 years. Total overpayment in 2021 of £13,850. Lapsed tracking! Total Owing November 2022: £100,513. February 2023: £97,535. April 2023: £88,739. July 2023: £87,481. August 2023: £85,512. November 2023: £83,053. 

    Original End date: June 2039. Now June 2035. *GOAL* Mortgage Free by 2030.


  • #131 updating. I've made a few small OP's this month, so total for September is £339.76 so far
  • Hello everyone.  Number 90 with a September overpayment of £400.  Thank you 🥳
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • #148 OP of £8300 today please julicorn. Thanks total for the month I think now is £20400
    Aug 24 - Mortgage Balance £242,040.19
    Credit Card - £8,141.63 + £4,209.83
    Goals: Mortgage Free by 2035, Give up full time work once Mortgage Free, Ensure I have a pension income of £20k per year from 2035

  • Hi Julicorn, please would you change my annual target to £25271.37?  Thank you, IndiJonesi,  #129
  • #152 Overpayment of £8.93 today making my September OP a total of £107.38     :smiley:
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • Hi (No 73)
    Please add  £25 to Sept (Sept = £45)
    Thanks Julicorn
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