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2020 Mortgage-Free Wannabes
Comments
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Hi julicorn,
No: 33 apologising as I haven’t updated for a while (still having problems accessing new site and when I get on I can’t even figure out how to get to page 1 of this thread to check when I last updated 🙄!). YTD is now £3600 so can you put me down as £400 a month Jan to Sept. Thank you.I have a lot to catch up with all the progress on the thread. Hope you are all keeping well 🙂MFW 2021 No: 33 £45000/£45000 Mortgage free @ 11/6/21 🥳2 -
No 125 here - another £160 paid in. That's £240 so far for September. Many ThanksMFW 2025 #64: £4350/£5000
Mortgage January 2025 £31,598
Mortgage February 2025 £30,519
Mortgage March 2025 £29,427
Mortgage April 2025 £28,731
Mortgage May 2025 £27,351
Mortgage June 2025 £26393
Mortgage July 2025 £25,395
Mortgage August 2025 £24,215
Mortgage September 2025 £22,606
Mortgage December 2025 £19,8873 -
Oh wow! I missed this last night. Well done 🥳Urbanshyne said:Hi Julicorn,
No.28 with a further overpayment of £908.15 bringing September’s total to £1558.15.
That concludes my mortgage.
Thank you so much for running this challenge Julicorn; it’s been indispensable when the numbers seemed insurmountable.
And good luck to all of you who are still chipping away at your own mortgages. It’s a worthy goal.
Now, where do I get my badge...?Small OPs are better than no OPs
Start date - Feb 2018 £231,000 / Apr 2042
July 2025 £116,950 / Dec 2025
MFW #60…. Back in for 2025!1 -
MFW #147 here. Reporting £350 over payment for September. Thanks!Initial 2 year fixed Mortgage (July 2019): £158,747 over 18 years. Overpaid £14,250 in Year 1, £13,400 in Year 2. Total mortgage reduced by £40,790 in 2 years.
New Mortgage (five year fix at 1.81%): June 2021
Current Balance (01/06/2021): £117,957 over 14 years. Total overpayment in 2021 of £13,850. Lapsed tracking! Total Owing November 2022: £100,513. February 2023: £97,535. April 2023: £88,739. July 2023: £87,481. August 2023: £85,512. November 2023: £83,053.
Original End date: June 2039. Now June 2035. *GOAL* Mortgage Free by 2030.2 -
#131 updating. I've made a few small OP's this month, so total for September is £339.76 so far2
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Hello everyone. Number 90 with a September overpayment of £400. Thank you 🥳SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Dec 2025 £16,570[/COLOR] 2025 OP £2874/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £5360/£21,930 (24.44%)2
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#148 OP of £8300 today please julicorn. Thanks total for the month I think now is £20400Aug 24 - Mortgage Balance £242,040.19
Credit Card - £8,141.63 + £4,209.83
Goals: Mortgage Free by 2035, Give up full time work once Mortgage Free, Ensure I have a pension income of £20k per year from 20352 -
Hi Julicorn, please would you change my annual target to £25271.37? Thank you, IndiJonesi, #1292
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#152 Overpayment of £8.93 today making my September OP a total of £107.38
Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0003 -
Hi (No 73)
Please add £25 to Sept (Sept = £45)
Thanks Julicorn2
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