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2020 Mortgage-Free Wannabes

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  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, First payment of October for me £579.32 :)
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • bit_by_bit
    bit_by_bit Posts: 1,155 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    edited 3 October 2020 at 2:26PM
    #87 reporting in wioth an overpayment for October of £56.02
    Total overpayment for 2020 so far £468.48


    Wife, mother, gardener, nurse, Big C survivor. Officially retired at 55 2021 [/b][/b].Mortgage free April 2021Challenges 2024: Decluttering Campaign 32/100 bags plus 0 large items. Make £2024 in 2024#8 £0/£2024 Using my craft stash 0/52 Reading books 0/52 Donations for the CS/washing done from others (in and outs) in 2024 x 10 bags and 0 large items.
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #87 reporting in wioth an overpayment for October of £56.02
    Total overpayment for 2020 so far £468.48


    I think I might have missed one of your overpayments somehow, sorry about that! I've entered an overpayment of £57.62 for September for you to get to your yearly total, but let me know if that's incorrect / whether you'd like me to make any changes :)
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    ElmoR said:
    No 45 reporting in with a payment of £1443.36 for the month of September. Plus the payment for October of £1158.
    This brings us tantalisingly close to "THE END". :o
    We have to eek out this month now, because the last fixed term mortgage deal ends on the 4th October (tomorrow) and we need to wait for that to happen before the SVR kicks in and early repayment charges disappear in a puff. The remaining amount is £1070.60 at the minute, but there is still the monthly interest to be added. Nonetheless, we are aiming to nail it in November...it hardly feels real.
    Thanks for the motivational thread julicorn
    ElmoRx

    Exciting news, and great to hear the end is in sight for you! That sort of progress is really the main motivation for all of us <3 
  • f0xh0les
    f0xh0les Posts: 7,626 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    ElmoR said:  This brings us tantalisingly close to "THE END". :o
    The remaining amount is £1070.60 at the minute, but there is still the monthly interest to be added. Nonetheless, we are aiming to nail it in November...it hardly feels real.
    What a great C-word present!  MF for December.  Well done.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • #75 checking in with £15500 for September and £500 for October. Thanks  :)
    December 2021 - £151,250
    December 2020 - £167,500
    December 2019 - £211,500
    March 2019 - £218,000 moved house
  • Jessy103
    Jessy103 Posts: 2,257 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi all!

    Hope everyone is well.

    No.12 reporting an op of £418.69 for October.

    Thanks :)
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #75 checking in with £15500 for September and £500 for October. Thanks  :)
    Hi @Dancingbecky , can I just check that that is really £15,500 for September? Just want to make sure it's not a typo - if so, you've managed to pay way over your goal for the year :)
  • Evening all, 

    #133 here, October OP just made of £123.49. That should take me over my target for the year with a few months to spare. I am going to keep going however and see what I can achieve. 

    Hope you are all safe and well and having a great weekend. 
    MFW - #133 - 2020 Challenge - £1230.67 / £1159
    MFW - #133 - 2021 Challenge - £1328 / £1270
    MFW #56 - 2022 Challenge - £325.35 / £1296
    Mortgage began Jan 2019 - £115,900
    Mortgage Currently            - £105,160
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