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2020 Mortgage-Free Wannabes

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Comments

  • julicorn
    julicorn Posts: 2,673 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hello,
    I'm new here but would love to join this challenge, we're just seriously starting to overpay our mortgage. I would like to set our target at £7000 for 2020 please.
    Looking forward to getting started :)

    Welcome to the challenge and thank you for joining! :) You're our #85 for 2020.
  • Hi,

    I would love to take part again, presently #34 but don't mind changing to tidy the thread. We have now paid off our mortgage (thanks to the motivation from this thread) but need to replace savings that we used to do so, therefore I would like to set a target of £4000 to start with.

    Many thanks
    Kate :)
    MFW #34 2020 £1000/£4000
  • julicorn
    julicorn Posts: 2,673 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Rainbowsky wrote: »
    Hi,

    I would love to take part again, presently #34 but don't mind changing to tidy the thread. We have now paid off our mortgage (thanks to the motivation from this thread) but need to replace savings that we used to do so, therefore I would like to set a target of £4000 to start with.

    Many thanks
    Kate :)

    That's excellent, thank you Kate! I've kept you as #34 for 2020 :) And congratulations on the paid-off mortgage :heart2:
  • f0xh0les
    f0xh0les Posts: 7,769 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Hello!
    I was #65 in 2019 but happy to take anything. I am currently remortgaging (bleugh!) and it will reduce payments too (yay!).

    We are hoping to do an extension in 2020 with kitchen and bathroom, so I will put a conservative £600 target to overpay and hope that I will do more. I am aiming to be sub £90k by 31/12/2020 even if it is only £89,999 and a very important 99p.
    So stick me where you want, and many, many thanks.
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • Suffolk_lass
    Suffolk_lass Posts: 10,732 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Please may I rejoin - I am happy to be number 37 again. Thanks for doing it again juliecorn. I will be back with a target before January
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • julicorn
    julicorn Posts: 2,673 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    f0xh0les wrote: »
    Hello!
    I was #65 in 2019 but happy to take anything. I am currently remortgaging (bleugh!) and it will reduce payments too (yay!).

    We are hoping to do an extension in 2020 with kitchen and bathroom, so I will put a conservative £600 target to overpay and hope that I will do more. I am aiming to be sub £90k by 31/12/2020 even if it is only £89,999 and a very important 99p.
    So stick me where you want, and many, many thanks.
    Please may I rejoin - I am happy to be number 37 again. Thanks for doing it again juliecorn. I will be back with a target before January

    That's all noted, thank you both for taking part again! :) You've both still got the same number as for the 2019 challenge.
  • Please count me in as well. I am a FTB, my first payment will go out towards the end of Jan, and i intend to overpay the same month.

    At the moment I will overpay less so monthly target of £500 for overpayments each month.

    Thank you for this :)
  • Hi julicorn, would also love to join in for 2020. Can I please have a target of £1200 this time. Currently #47 but happy to have a lower number if it helps to tidy things up :)
    MrsMouse
    #47 - 2020 MFW 449.29/1200
    #15 - 3/6 month Emergency Fund Challenge 661.89

    2019 ~~ MFW: 1122.33 / EF: £1000
  • Hi Julicorn,

    thanks for running again! I'm in. I'm #78 but happy to go up the list for a tidy spreadsheet.

    Will update later with the goal, got a bit lax towards end of 2019 as lots of house reno's going on :D
    Bought First Home - June 2018 Starting £218,500 June 2020 £203,800.95 :T MFW 2020 #78 - Target £3000 - So far... £2182/£3000
    Ultimate Goal MFW by 40! - 2033
  • ajmoney
    ajmoney Posts: 6,489 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 70 can I set my total for 2020 at £5600 please? I am hoping it will be over this but will see how it goes through the year.
    MFW 2026 No. 7 £400/£5000
    MFiT-T7 No. 6 £5515.91/£30,000
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