2020 Mortgage-Free Wannabes

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178101213183

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  • julicorn
    julicorn Posts: 2,283 Forumite
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    becky170 wrote: »
    I'm in for the 2020 challenge.

    Can I keep number 7 and have a target of £1650 for 2020? The only uncertainty for next year is what our new fixed rate will be (currently 1.99%). Really hoping a slightly better rate or around the same depending on how long we fix for.

    Thanks for running the new thread Julicorn!

    That's all noted, thanks for taking part again! :j
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,283 Forumite
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    I would like to join please - can you put me down for £500/m - £6000 overpayment (which is my limit with my mortgage)...
    Welcome to the challenge! You're #68 :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • pawlala
    pawlala Posts: 1,416 Forumite
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  • julicorn
    julicorn Posts: 2,283 Forumite
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    pawlala wrote: »
    Same number, same target
    #22 £11,000

    Please and thanks! :j:D
    All noted, thanks pawlala! :heart2:
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • Bennettxoxo
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    I'd like to join please. We complete on our first home today!


    Only a small 1% target for us to start with as the house needs some work doing to it so target of £1215 please. We've all got to start somewhere right?
    Mortgage start: £121,500 Dec 19
  • julicorn
    julicorn Posts: 2,283 Forumite
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    I'd like to join please. We complete on our first home today!


    Only a small 1% target for us to start with as the house needs some work doing to it so target of £1215 please. We've all got to start somewhere right?

    Very exciting! I hope your completion went well :) Welcome to the challenge, I've given you #71.
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • greent
    greent Posts: 10,671 Forumite
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    Oooh - only just discovered this thread! Count me in again, please, juliecorn! Would appreciate it if I could possibly keep my number #18.

    Will set a (slightly increased) target of 6K - really hoping to smash that and up it to 10K in second half of the year, but that's dependent upon a few other things (hence why it's not going to be my initial target! :D)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
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    Hi Everyone :hello:
    I'd love to get involved in this challenge. OH is planning to take early retirement in early 2021 and although we only have 3 years left on our mortgage I;d really like to be finished it when he retires so can I be put down for £2000 of overpayment please. :):)
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
  • Dancingbecky
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    Hi, Can I join with a target of £3,000?
    December 2021 - £151,250
    December 2020 - £167,500
    December 2019 - £211,500
    March 2019 - £218,000 moved house
  • julicorn
    julicorn Posts: 2,283 Forumite
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    greent wrote: »
    Oooh - only just discovered this thread! Count me in again, please, juliecorn! Would appreciate it if I could possibly keep my number #18.

    Will set a (slightly increased) target of 6K - really hoping to smash that and up it to 10K in second half of the year, but that's dependent upon a few other things (hence why it's not going to be my initial target! :D)
    That's all noted, thank you for taking part again greent! :j
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
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