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2020 Mortgage-Free Wannabes

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  • fruitloop04
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    Thank you for running this challenge again Julicorn!

    I am happy to be bumped up the number order (currently #119!).

    I am going to go for a target of £12,000 for 2020. No idea how I am going to do this yet, but it's meant to be a challenge right?!
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • wishingthemortgaheaway
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    Evening Julicorn,
    Number #10 (now - will update my signature at some point)

    Now that my December interest has been added (and I have paid my maximum op allowance for this year) My target for 2020 will be £2318 please - my maximum op allowance. I'm hoping to achieve this before our fixed rate ends in July. So technically I've only got 8 months to do it in (including this month as I'm planning on saving the money I want to op for the 1st January)
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • weenemo
    weenemo Posts: 45 Forumite
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    Thank you Julicorn for running this again.
    Number 76 wishing to join in again - it's been great to see it all clocking up and I was shocked and surprised by how much we could achieve - both us as a couple and everyone on the threads.
    Feel free to allocate me a different number - I always have to go in and check the spreadsheet to confirm my own number anyway!
    I'm going to go with the same original target I started with last year £12000 - this may turn out to be a safe target but our car may not be worth putting through it's MOT this year so looking at having to fork out for another and we've a wedding to pay for too.
  • julicorn
    julicorn Posts: 2,290 Forumite
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    I would love to join in please. I`m aiming for £7000 for 2020.
    Welcome to the challenge! You're #46 :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £215,400 minus £10,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,290 Forumite
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    lynneee wrote: »
    I would love to join this challenge in 2020 please. I have a small amount of debt to finish paying and not much disposable cash but I am determined to do my best to clear the mortgage by the time I'm 50 (9 years time!).
    I would like to start with £1000 as my target for the year.
    Thank you.
    Welcome to the 2020 challenge, lynneee! I've given you #48 :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £215,400 minus £10,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,290 Forumite
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    Hi
    I’m all in for doing this again in 2020!
    Aiming for £3500
    Thankyou!!
    lindez wrote: »
    Hi Julicorn
    #44 here count me in for the challenge this year 2020,:j
    I am aiming for 4000 this year I am at the 10%
    Thank you so much for starting another year :T
    charlie792 wrote: »
    Thanks Julicorn for running the challenge again :j

    #111 currently

    Target for 2020 is £16,200
    That's all noted, thank you all for taking part again! :j
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £215,400 minus £10,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,290 Forumite
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    Hi Julicorn

    Could I join for 2020 please?

    Same target as 2019 - £2,500 please. My no. in 2019 was #97, but I don't mind having a new number.

    I'm hoping I actually achieve my goal in 2020, 2019 has proven to be challenging, one-way or another....��

    Thanks for doing this Julicorn.

    CS xx
    Thanks for taking part again, CS! I've bumped you up to #49 :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £215,400 minus £10,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,290 Forumite
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    ajmoney wrote: »
    Could I sign up for the 2020 challenge and keep my number (70) if possible please? Unsure of my target as I am away with work and don't have my spreadsheet with me, can I update the total in a couple of weeks when I am back please?
    Evening Julicorn,
    Number #10 (now - will update my signature at some point)

    Now that my December interest has been added (and I have paid my maximum op allowance for this year) My target for 2020 will be £2318 please - my maximum op allowance. I'm hoping to achieve this before our fixed rate ends in July. So technically I've only got 8 months to do it in (including this month as I'm planning on saving the money I want to op for the 1st January)
    That's all noted, thank you both! :heart2:
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £215,400 minus £10,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,290 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    Thank you for running this challenge again Julicorn!

    I am happy to be bumped up the number order (currently #119!).

    I am going to go for a target of £12,000 for 2020. No idea how I am going to do this yet, but it's meant to be a challenge right?!
    It's a challenge indeed, and a stretch goal can be motivating to some of us (I'm definitely in that camp!). Thanks for taking part again, I've moved you up to #52 :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £215,400 minus £10,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,290 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    weenemo wrote: »
    Thank you Julicorn for running this again.
    Number 76 wishing to join in again - it's been great to see it all clocking up and I was shocked and surprised by how much we could achieve - both us as a couple and everyone on the threads.
    Feel free to allocate me a different number - I always have to go in and check the spreadsheet to confirm my own number anyway!
    I'm going to go with the same original target I started with last year £12000 - this may turn out to be a safe target but our car may not be worth putting through it's MOT this year so looking at having to fork out for another and we've a wedding to pay for too.
    Thanks for taking part again weenemo, I've moved you up to #54. And dare I say a wedding sounds even more exciting to pay for than a mortgage, but it's a close call clearly :D
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £215,400 minus £10,300 overpayment savings pot
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