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MF - now the 2 year journey to financial freedom 😁

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  • The roof is done!!! 🙌🍾🙌 ended up with a different contractor who has done a lovely job at a great price 😊 I'm a very happy person!!! 
    I'm going to finish the bits and pieces in the house and the garden this year (no external help required 😉) then no more major stuff until we replace the kitchen in 2022 - next year I'm calling a moratorium on spending!
    In all honesty, much of the spending this year was planned for next year but with holidays being cancelled, it made more sense to do it now. Dh and I have decided that we will not be looking at booking any holidays now until 2022 - I don't do face masks due to asthma (thankfully I don't have to go out - most food etc is delivered and dh does any additional shopping we need) so flying is out of the question for me and I can't see that changing next year. 
    No further movement on the kids house 🙈 I can't believe that it's taking this long to sort - at this rate it will be the end of the year before they're off 😔 
    Garden is doing well - picked my first broadbeans yesterday!! 🙌 loads of tuscan kale to pick this weekend along with more courgettes, coriander, basil and lettuce. I've been dehydrating the excess so plenty going into stores for the winter 😉
  • beanielou
    beanielou Posts: 95,972 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All good then😊
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I've been having a bit of a life rethink recently (birthday coming up so no surprises there 😉) and decided that I  am getting very little from these boards these days - I used to find them very uplifting and supportive but over the past few months many of the threads I subscribe to have been incredibly negative, full of holier than thou comments and generally pretty depressing 😔 Upshot is, I'm getting rid of my account- I just wanted to come on to let those people who have contributed in any way and to say thank you to all of you - your encouragement has meant a lot to me over the years and I'm incredibly grateful for that and thank you all 😊  I wish you all a happy and prosperous future x
  • Good luck with the future 
    CRx
  • South_coast
    South_coast Posts: 5,935 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Sorry to see you go x
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • beanielou
    beanielou Posts: 95,972 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wishing you all the very best  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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