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2020 Frugal Living Challenge
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Merry christmas to you all. Sending love strength prayers and positivity to you all on what will be a very hard and strange Christmas for many, love to you all xxJune 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/20466
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I hope everyone has had a good day and was able to make the most of things before tomorrow's big 'lockdown', as that's pretty much what it is seeming like. (All of Scotland barring the outer islands pretty much on lockdown.)
Once again on the topic of Olio - yes, all the charities get priority before goods are passed to Olio distributors. We don't have a Tesco nearby but there's a small Tesco Metro about 15 miles from us and a local 'food hero' nearby has weekend evening slot. It's quite shocking at how few people request any items, as though they are taking from those who need it more. Around this area, whatever is leftover at the end of the night would be binned, as we aren't a particularly deprived area - it's more an area of second homes and holiday homes so the place has been pretty deserted over the past year, thanks to Covid. The waste I witnessed from last night was utterly ridiculous - trays of pre-packed sandwiches and filled wraps, bread products and lettuce / salad leaves, none of it claimed. We have rehomed what we could but there's a limit to how many sandwiches we can use over a 24-hour period when there's nobody around to help eat them and they can't be given to charities or food banks when their 'use by' date is Christmas Day.
Final challenge of my frugal year is always to make Christmas food last through to Hogmanay and kick off the new year with the cupboards, fridge and freezer full of home cooking and baking. 2021 is only one week away and already, it is plain to see that it is not going to be like any Hogmanay or New Year we have ever seen before - Covid has led many into a new way of living and for others, it's a reminder of exactly why prevention is the best medicine or cure.
STAY SAFE, FELLOW FRUGALERS! WE'LL GET THROUGH THIS.I reserve the right not to spend.
The less I spend, the more I can afford.
Frugal living challenge - living on little in 2025 while frugalling towards retirement.9 -
Up at five-thirty! The joys of living with a for year old. Remains of the turkey now sorted. One breast in the fridge to be sliced for tonight's tea. A one kilo box of big pieces frozen for meals, a two kilo box of kilos frozen for curries, pies etc. All the bones skin etc in the pressure cooker for stock/soup. All leftover veg fridges for tonight's tea. Won't need any shopping, except possibly milk, till next year. I may go to Aldi on new years eve if we've got any freezer space. The Christmas eve trip was very fruitful. Reductions of 75% at eight am. Bought loads of sausage, battered fish, mince, stewing steak and a few chickens, chicken thighs, and meatballs. Also stacks of veg at 7p bag.
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Hope everyone had a good day and enjoys the rest of the holidays, mumtoomany.Frugal Living Challenge 2025.5 -
My morning shop to lidl was a disaster no reductions 🙁 just two packs turkey mince. Very disappointing. I didn't go before shops closed as too busy celebrating! (We celebrate xmas eve as well)
@mumtoomany thanks for sharing what you are doing with leftovers ive got tons! Would be interested to hear what others are doing, please share.
Grocery challenge:
Oct 24.£/£400
Sept 24 £500/£500
Dec 2023
Debt pay down: from move
loan: £11500
CC £4222, Jan 24 £3831,
Oct 2024 new debt pay down
Personal loan £10000
Cc: £3758
Barclaycard (£187) £0
Debt to family - (£200) £0
Tesco (£2200) (£5343) 0
Halifax (£488) £298 =£0
Virgin £3611 = £3572
Santander = £1500
Total: Mar 2020 (£6486 ) Apr £6109 May £5665 (+£106 tranfer fee); June £5331 Sept (£950 added) £5343, Dec £5070 April 2021 PAID OFF!!5 -
Have also been in the kitchen this morning sorting out the turkey and making stock in the pressure cooker!. I use the turkey meat in stir fry's and also make Jalfrezi sauce, adding the turkey towards the end of cooking time. Basically anything I would normally use Chicken in, just adding the turkey at a later stage.3
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mumtoomany said:Reductions of 75% at eight am. Bought loads of sausage, battered fish, mince, stewing steak and a few chickens, chicken thighs, and meatballs. Also stacks of veg at 7p bag.
Cheryl4 -
I popped into a co op on Christmas Eve on the way home from collecting my Mr. I got yellow sticker bread, cakes and pastries to see us through for a few days. I got fresh carrots too as my locals had apparently sold all their veg as pictures shared on Facebook showed. I’m seemly eating carrots more than any other veg so was happy enough to pay more than I would for them locally especially as I got a loaf for 8p! I’ll stop in this shop more often if they reduce to that by 7pm.Life happens, live it well.4
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Hi frugal friends
I hope you’re all enjoying festivities in your own content, frugal ways. I’ve enjoyed this year far more than any other. Yesterday was fairly traditional, but today rather than the pressure of hosting a party which I normally do, we’ve had three long dog walks, chopped wood, eaten leftovers and built Lego. Happy days.
This will be my last post on this thread, my next will be on the 2021 thread. My goals and aims remain the same - £5k per annum budget, with a view to paying around £35k off the mortgage (half its current amount left to run).
I enjoy all elements of frugal living and cannot wait to have a full year at it - as you know I’ve only been part of this merry band since the summer, and can honestly say my life, finances and impact on the planet have changed for the better as a consequence. Take care all, stay safe, calm and well xx
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Morning All
I hope everyone had an enjoyable Christmas, whatever you were doing.
I saw family Christmas day and then spent yesterday watching a Netflix boxset. It was nice to just sit on my own and do nothing.
We aren't in lock down as such where I am but are in tier 3 so nothing much will be happening for the foreseeable future and for me, I'm back at work as normal on Monday, so nothing much happening with me!
My year has now started as I get paid on the 25th, so I'll be posting over on the new thread from today.7 -
Good morning, frugalers. It's very wet and wild here so another drenching in the offing. My year starts on 1st January so I'll be posting here until then. Aside from milk, I can't see me needing to buy anything for quite some time, especially if people around here are refusing to use Olio or any other food surplus. I guess it's a 'pride' thing: they don't need to eat leftovers. Such a shame more people can't see that it's not about them, it's about waste and the effect it has on the environment. More education needed.
I'm one step closer to the next step in my long-term plan of having an off-grid hut. I'd have loved to have had it at a more advanced stage by now but 2020 is probably as well being written off. Here's to 2021 - hard to believe I'm typing that as it seems no time since celebrating Y2K!I reserve the right not to spend.
The less I spend, the more I can afford.
Frugal living challenge - living on little in 2025 while frugalling towards retirement.9
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