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2020 Frugal Living Challenge
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@CraftyLittleLisa do you think it might help if you strip the other stuff out of your budget and have a separate budget for those things and then you can see how much you are actually spending on food - it's probably not as bad as you think!
In addition to my grocery budget I have a bulk buy budget which I use for purchases of good offers on cleaning stuff, eg this week Lidl Plus had 15-20% of laundry stuff, dishwasher stuff, shampoo etc so that came from my bulk fund. Also if I do a big butcher shop then that would come from my bulk fund. I also use it to buy trays of tinned tomatoes, beans etc.
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Thanks for the suggestion Joedenise but I don't think having loads of different budgets like that would really work for me to reduce my spending. I still have to buy these things and it will still come out of the same total monthly income.
Lisa
Fashion on a Ration Challenge 2022 - (66 - 53.5 = 12.5 coupons)
Frugal Living 2022
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Hello, just popping by to say thank you for the too good to go recommendations. I’ve just collect a bag from Morrisons which was packed with stuff I would normally buy and now the freezer is full with crumpets, wraps, pittas, hot cross buns, bread rolls and mince pies. I got 6 eggs, 2 swedes, parsnips, spring onions, cherry toms, lemons, limes and some mint. A real bargain for my £3.09 and lovely service at the store as well. This was my nearest store but there is a cost cutter a couple of miles further away that also do it and don’t sell out in 5 minutes! Collection time is not as convenient but I’ll try them too. Thank you again as this will reduce my main shopping bill even if it’s just for the snacks for my son who never seems to be full, lucky for me he loves toasted crumpets and now I have 12! I’ll be picking up the thread on the OS board (I’m normally a lurker) and hope you all manage to have a good new year. Many many thanks again ❤️SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)5
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Hettyhound said:Hello, just popping by to say thank you for the too good to go recommendations. I’ve just collect a bag from Morrisons which was packed with stuff I would normally buy and now the freezer is full with crumpets, wraps, pittas, hot cross buns, bread rolls and mince pies. I got 6 eggs, 2 swedes, parsnips, spring onions, cherry toms, lemons, limes and some mint. A real bargain for my £3.09 and lovely service at the store as well. This was my nearest store but there is a cost cutter a couple of miles further away that also do it and don’t sell out in 5 minutes! Collection time is not as convenient but I’ll try them too. Thank you again as this will reduce my main shopping bill even if it’s just for the snacks for my son who never seems to be full, lucky for me he loves toasted crumpets and now I have 12! I’ll be picking up the thread on the OS board (I’m normally a lurker) and hope you all manage to have a good new year. Many many thanks again ❤️Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000
Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
SPC 2022/23 014
Pay all of your debt off by XMAS 2023
#no 28 target £11,200.005 -
Only an hour to go until 2021 and the brand new challenge!
Good luck and Happy New Year when it gets here.
New challenge can be found HEREI reserve the right not to spend.
The less I spend, the more I can afford.
Frugal living challenge - living on little in 2025 while frugalling towards retirement.4 -
Happy New Year to allMy self & hubby; 2 sons (30 & 26). Hubby also a found daughter (37).
Eldest son has his own house with partner & her 2 children (11 & 10)
Youngest son & fiancé now have own house.
So we’re empty nesters.
Daughter married with 3 boys (12, 9 & 5).
My mother always served up leftovers we never knew what the original meal was. - Tracey Ulman3 -
CraftyLittleLisa said:Couldsavemore I just wanted to say that I live on my own and I have a grocery budget of £200.00 a month so hopefully that will make you feel better. I tried to get it down to £175.00 but it just didn't work last year. I do include cleaning products and miscellaneous items such as batteries and stationery etc in that and I also try and buy as eco-friendly as I can. I will try and bring it down again this year but I am congratulating myself because before I joined this forum I was spending £275 a month and thought I would not be able to bring it down any more but I have.
I find taking out 200 cash and paying for food from that has helped me cut my spending. Also allows for some weeks needing to buy more or some more expensive items.
Am amazed by how little some people spend!# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81381
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