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2020 Frugal Living Challenge

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  • mumtoomany
    mumtoomany Posts: 1,550 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    We usually visit Aldi and Lidl first thing, as soon as they open, on Christmas eve. I buy lots of mince, stewing steak, fish cakes, etc. All the non seasonal stuff. Because they both close for two days, rather than the one that the other supermarkets do, there are more bargains. Only 25% reduction, but worth stocking up. I don't go back down for the later reductions. Town is eight miles away. A long way to go if nothing is available. Mumtoomany.
    Frugal Living Challenge 2025.


  • MazzieD
    MazzieD Posts: 376 Forumite
    Third Anniversary 100 Posts Name Dropper
    That's a really good point @Frugalistamama.  I've been away at Christmas for years but used to go and grab the reduced bargains for my late parents.  This year I'll be local so like @cw18 it depends on what time I finish work (never gets officially confirmed until 23 Dec!!) and store closing times but in previous years I've been lucky enough to stop work at lunchtime.  Depending on where you go it can be really worth the effort.  Thanks for the reminder, I'll definitely try to.
  • Frugaldom
    Frugaldom Posts: 7,142 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm glad some folks on here are able to make the most of discounted items in nearby stores. It isn't something I can do from here but when we lived near a Co-op I would often visit at end of day to check for reduced items. When you are prioritising your spends to the Nth degree, every penny counts. This year, however, I have not been in a shop since March but have had  few home deliveries. Olio is my only opportunity to sample new things or stuff I wouldn't normally buy.  :blush:
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • We usually visit Aldi and Lidl first thing, as soon as they open, on Christmas eve. I buy lots of mince, stewing steak, fish cakes, etc. All the non seasonal stuff. Because they both close for two days, rather than the one that the other supermarkets do, there are more bargains. Only 25% reduction, but worth stocking up. 
    Oh thanks this is a great idea. Lidl is my usual shop so i might just do that in the morning. Once the duck and Turkey are out of the freezer that'll be a bit of space x
    Grocery challenge:
    Oct 24.£/£400
    Sept 24 £500/£500

    Dec 2023
    Debt pay down: from move
    loan: £11500
    CC £4222, Jan 24 £3831, 

    Oct 2024 new debt pay down
    Personal loan £10000
    Cc: £3758

    Barclaycard (£187) £0  
    Debt to family - (£200) £0
    Tesco (£2200) (£5343) 0
    Halifax (£488) £298 =£0
    Virgin £3611 = £3572
    Santander = £1500
    Total: Mar 2020 (£6486 ) Apr £6109 May £5665 (+£106 tranfer fee); June £5331 Sept (£950 added) £5343, Dec  £5070 April 2021 PAID OFF!!
  • I’m very relieved that my shopping delivery had everything I wanted in it. All I should need over the next week is bread and milk. Oh and cream as I forgot to order it 😂 but I think that’s because I was rushing to do the order last night after deciding that as I could get a delivery I’ll ditch the idea of actually shopping. 
    I spent £64! Way over budget but I got a very good amount of tins delivered so I’ll knock that out of future budgets and with any luck I’ve enough food in for 3 weeks. I will do a Christmas Eve yellow sticker check, I will have a bit of freezer space by then. But I will only get what I know we or my parents will use unlike the freebie stuff I hope to get tomorrow. 
    I’m so tired, I’ve just written my - when to defrost/cook/chop list and I think it’s in gibberish 😂
    Life happens, live it well.
  • MazzieD
    MazzieD Posts: 376 Forumite
    Third Anniversary 100 Posts Name Dropper
    Missed the No 10 announcement yesterday but caught up pretty quickly.

    So sad that millions will be cancelling Christmas arrangements or scaling back.  Hope it hasn't had too much impact on everyone on here, the big surprise was that we are still Tier 2 here (so far) despite being in the South East, it seems to be selected cities are Tier 4 in the same county.  Had already cancelled Christmas plans earlier in the year as a precaution, my sister lives some distance away and we've been in different tiers for a while.

    Life goes on and so does being frugal.  Getting some ridiculously cheap veg later in the week and might re-consider buying a second turkey.  It's never guaranteed that there are any reduced ones. 

    Didn't get the email from Olio about Tesc* at Christmas @Frugaldom.  Emails seem to be a bit hit and miss from them.  I quite often get notifications after food has gone as well.
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