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Nifty November's NSD Challenge
Comments
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Managed a NSD today. I think I've hit my target 10/10
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Happy_Monday wrote: »Thank you for your thoughts Cathybird. I feel like if I don’t include it I’m ‘cheating’ on the challenge, but then on the other hand I feel like I’m being a bit hard on myself by including it on what would otherwise be a NSD.....
Anyway, apart from today’s running club subs it’s a NSD, which means I’ve had a NS weekend, which is amazing for me!
I do understand why you feel it might be cheating, Happy Monday, but it doesn't seem to me different from beanielou excluding yoga. But everyone sets their own rules really. It's a slightly tricky thing with this challenge, that one person might include a particular expense and another exclude it. It's really up to you how hardcore you want to be. 0 -
Thistimearound wrote: »Managed a NSD today. I think I've hit my target 10/10
That you have Thistimearound - well done :T:T:j 0 -
Happy Monday~~As cathybird has said I exclude yoga & physio.
My thinking is I have a long term condition which is not going to chahge(Cerebral palsy). For me as long as I can possibly afford it I will continue with my physio & my chair yoga.
If I counted them that would be 3 days in a week I would have no chance of a NSD.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks Beanielou, I think I’m going to exclude my running club subs. There I’ve said it, so got to stick to that now, I’m a terrible ditherer!!!
Cathybird, this means I’m on NSD 13!!!!! A NSD weekend, a first for me x0 -
Well done Happy Monday.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks Beanielou, it’s been such a help and motivation joining this thread.0
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Only one more to go for you Cathy Bird till you hit your target yay!
Thoroughly enjoyed dropping in on this thread this month.
Another nsd for me today. Tomorrow won't be as iv got to get some more fabric for Xmas presents and I normally get tempted by other things when I'm in the shop!0 -
A NSD day today making 12/10. paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
Well done Happy Monday, MoneysavingmadGem and Honeysucklelou2 :T:T:T:T:T:T 0
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