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Every debt this debt will go down
Comments
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Mot number one was 100 pounds..Mot number two work in progress so fingers crossedJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
Good news about the first one, hope the second is ok too!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Second one cost 140. As mot's go I think we did wellJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
I have one saved in my list as a want. Forgotten about those, we always had one of those going as kids.RobM99 saidDo you cook with a multi-layer steamer? Only use one ring!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
That's a pretty good result!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Gas and electricity 24 for the week. Keeping steady so I'm happy for nowAccount v overdrawn but aiming to have it at zero by September. Had a few unexpected and and unavoidable costs this month on top of the Mots we hadn't saved for. All other debts on 0 percent. Not updated Sig as overdraft is changeable throughout the month. Not used an overdraft since I was a student aside from the odd hiccup or day whilst in transferred money about. Maybe I'll have to look at overdraft amount day before my pay day each month to track the damage and hopefully see the progress.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
On the plus side childcare is paid till end of term and I have the money allocated in my budget just at the wrong end of the month so had to use the overdraft. Honestly I've been so bad with my finances this year. Must get back in the wagonJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
Thankyou. Yes I was relieved it could have been far worsejwil said:That's a pretty good result!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
Good news - one of my defaults dropped off..one more to go in October. And will pay less in national insurance this month
Not so good news DH signed off sick after injury. Only gets SSP.
Hmm, I'll leave it there for now. Off to menu plan from the cupboards
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
Woo hoo to the default going! My last two are December and January

Sorry to hear about DH, hope he recovers quickly."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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