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Banking with Windows XP

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  • polymaff wrote: »
    Point taken - although I'd be worried about ysing a Google browser for secure work.

    It's the most popular browser so you'd expect it to have good security.
  • polymaff
    polymaff Posts: 3,953 Forumite
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    polymaff wrote: »
    Point taken - although I'd be worried about ysing a Google browser for secure work.
    It's the most popular browser so you'd expect it to have good security.


    No, you'd expect it to be the browser most targeted by the bad guys.
  • Brian65
    Brian65 Posts: 255 Forumite
    Neil_Jones wrote: »

    All the software you've listed is really really old and its hardly surprising it doesn't work in anything newer than XP.
    .

    Yes but it does everything I want, and I have learned how to use it.
    I'm reluctant to have to learn (and pay for) something different - even if it does much more things because I don't need any of them..
    Hence my reluctance to change from XP.
    Just to make Bill Gates richer
  • eskbanker
    eskbanker Posts: 37,369 Forumite
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    Brian65 wrote: »
    Yes but it does everything I want, and I have learned how to use it.
    I'm reluctant to have to learn (and pay for) something different - even if it does much more things because I don't need any of them..
    Hence my reluctance to change from XP.
    Just to make Bill Gates richer
    Nobody's forcing you to change from XP, but if you wish to continue to access services such as online banking that will rightly only be provided via relatively secure environments then you either need to upgrade or use a contemporary alternative alongside your old kit, which I think you said you were doing anyway.

    And if you do decide to change from XP, that doesn't necessarily entail enriching Microsoft (now sans Bill Gates of course) - other operating systems (and office suites, etc) are available....
  • Neil_Jones
    Neil_Jones Posts: 9,566 Forumite
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    Brian65 wrote: »
    Yes but it does everything I want, and I have learned how to use it.
    I'm reluctant to have to learn (and pay for) something different - even if it does much more things because I don't need any of them..
    Hence my reluctance to change from XP.
    Just to make Bill Gates richer

    Bill Gates has had increasingly less to do with Microsoft since 2006 (practically nothing since 2008) and now is effectively just a token shareholder in the company and advisor so that solves that problem for you :)

    Unfortunately your hand is going to be forced from XP at some point because some computer hardware/peripheral/software you buy in the (near) future will not work on XP. So I would politely suggest rather than trying to effectively be King Canute trying to hold back the tides, you seriously consider moving on to something more modern. You will have no choice. You might as well do it now.

    If we didn't change at all and stuck with what we knew and liked we'd still be driving around at 2mph behind a man with a red flag.
  • polymaff
    polymaff Posts: 3,953 Forumite
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    edited 9 October 2019 at 2:39PM
    Brian65 wrote: »
    Yes but it does everything I want, and I have learned how to use it.
    I'm reluctant to have to learn (and pay for) something different - even if it does much more things because I don't need any of them..
    Hence my reluctance to change from XP.
    Just to make Bill Gates richer


    You stick to your guns, Brian! I used to oversee the IT department of a large company and I needed a lot of convincing of the benefits of upgrading OSes. The world is full of "upgrade junkies", but the shareholders would have, rightly, wanted my guts for garters if I'd not correctly analysed the risk and disruption that might result.
  • LHW99
    LHW99 Posts: 5,256 Forumite
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    Brian65 wrote: »
    Yes but it does everything I want, and I have learned how to use it.
    I'm reluctant to have to learn (and pay for) something different - even if it does much more things because I don't need any of them..
    Hence my reluctance to change from XP.
    Just to make Bill Gates richer
    polymaff wrote: »
    You stick to your guns, Brian! I used to oversee the IT department of a large company and I needed a lot of convincing of the benefits of upgrading OSes. The world is full of "upgrade junkies", but the shareholders would have, rightly, wanted my guts for garters if I'd not correctly analysed the risk and disruption that might result.
    And presumably it would be better for the environment if there was less "short lifetime" equipment finding its way onto dumps when its still working.
  • Gadfium
    Gadfium Posts: 763 Forumite
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    Brian65 wrote: »
    Yes but it does everything I want, and I have learned how to use it.
    I'm reluctant to have to learn (and pay for) something different - even if it does much more things because I don't need any of them..
    Hence my reluctance to change from XP.
    Just to make Bill Gates richer


    Then you are leaving yourself wide open to security vulnerabilities and to using ancient software packages.


    I'm sure that there are people still driving round in Morris Minor cars and good luck to them. I wont have much sympathy when they crash and end up with the steering wheel embedded in their chests though.
  • The "average" home user is best advised to keep their operating system and programs up to date and patched. The easiest way to do this is to accept the "new" OS from the vendor as and when it comes out.

    There is a world of difference between upgrading your existing OS to a newer version when both are fully supported and using an unsupported unpatched "end of life" product to access online accounts.

    As for companies, sure, they can choose to continue using an OS until it reaches end of life and even beyond if they manage the risk and have the technical competence to keep it secure from the rest of their network.
    polymaff wrote: »
    You stick to your guns, Brian! I used to oversee the IT department of a large company and I needed a lot of convincing of the benefits of upgrading OSes. The world is full of "upgrade junkies", but the shareholders would have, rightly, wanted my guts for garters if I'd not correctly analysed the risk and disruption that might result.
  • polymaff
    polymaff Posts: 3,953 Forumite
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    The easiest way to do this is to accept the "new" OS from the vendor as and when it comes out.

    Whether you are an individual or a company; whether it is an OS, a car or whatever, the last thing you should do is adopt it "as and when it comes out"

    And, yes, I note that you contradicted yourself in your following paragraph, so there is some hope...:)
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