Holey Moley!

longway2go

I don't think you have been complaining so wouldntvworey about that. I'm pleased the sofa is working out well, it's gard to tell until you see it in your own home.
I do have a diary, It's called 1 brick at a time. I updated it yesterday so should be in the first few pages if you want to have a look. 

killerpeaty

Hiya!

For now I have actually decided to cut out the magazine buying and maybe revisit getting a subscription later in the year. It's just tempting me with ideas of things I would like to have in my home that I can't afford right now. But will in the future. So maybe christmas will be the right time?

I've been trying to read other people's diaries over the last couple of weeks but my fatigue has been quite bad so have been failing miserably. I have a list I want to read though.

So money...

I have been looking at my finances, I cannot afford the investments at the same level and I cannot afford the voluntary payments to my mum at the same level. I have reduced these so that next month they will be lower and I will have about £125 extra each month. Hopefully in the future I can build them up again, but I will have a year of frugality. No more eating sandwiches from shops, stop buying things on a whim (games are a big issue for me), and saving up for planned furniture. No more accidental (beautiful) (comfy) (glorious) sofa purchases!

In addition I have obtained £1.1k from my emergency savings. I hope this would cover the repairs I need urgently, if not I have another couple of K in cash. I really don't want to touch my investments.

I feel a bit like I'm a bit insensitive, some people are in much worse positions than I am right now. I really am just a bit stressed about how to live within my new income with all the repairs I need, so I'm putting thoughts down. I understand how lucky I really am.

Once the credit card is paid off I will put that money to savings (currently £70, used to be £100) which will be 16 months from now assuming that the payments stay at £70. 

For now, I have decided to concentrate on painting and cleaning my flat. Still reorganising the kitchen, still not painting. I hate painting. I have changed my mind multiple times about what should go into which cupboard, what should be on the counter top and where... I think I'm just doing it to pretend that I don't have time to paint.

Right, going to clean the bathroom now. And not paint. 

Moneyfordreams

you're just cutting your cloth... It's much better to do it with foresight than hindsight.. your frugal year will be over in no time  

killerpeaty

Thanks MFD. I think it's sort of survivor's guilt!

I was pretty good with money until Friday. Then I bought Freezer fillers, petrol, little clearance bits, ice cream and stacking baskets. I've not been so well recently so meals to throw into the microwave are needed. The clearance bits were things like super glue and foam discs for furniture feet which were like 25p each. I thought I would pick them up just in case.

The baskets were half price at £2.50 each, I'm hoping to use them to further organise my cupboards and make things a bit easier for my hands.

I'm hoping to get someone in to sort out my leak and my door. Fingers crossed I have enough money so I will need to borrow from mum.

Unfortunately, my uncle isn't very well. He lives by himself so we are calling him every day. Fingers crossed he feels better soon.

Work has been a nightmare honestly. They want us to come back into the office soonish, but I feel like lock down is going to be tightened again before they can organise it. Some clients now have my personal number which I'm uncomfortable about, I will be blocking some of the numbers I am most uncomfortable about when my part of the work is done. Without going into detail, the one I'm most worried about has an idea of what their profits are and unfortunately it is comprised of fundamentally wrong assertions. I really don't want an upset client phonecall in the middle of the night!

Last night I watched part of Eurovision, love a good bit of Europop. Now I'm watching Christmas TV- What can I say, I like the pretty lights

No painting was done in the week. No regrets.

Moneyfordreams

Hope you're uncle gets well soo. 
I would feel uncomfortable about clients having a personal number. Was that a system failure.. wfh necessity?   

killerpeaty

Unfortunately, my uncle is currently hospitalised. The hospital people who have been in contact have been incredibly kind in a very hectic and presumably quite traumatic time for them. He'll be ok, we will bully him into health. 

Clients have my number due to working from home. Nothing I do is overly complicated (putting it all together is sort of my role), but some of the time when it comes to questions it is easier to verbally speak about them because you can catch a misunderstanding before it becomes an issue.

I have received my £120 voucher (finally) and less than 24 hours in, I've spent £80 on a mirrored tallboy for the bathroom. Excited to finally get it!

Payday is probably Friday next week, I have been looking forward to it. I never knew how much I would miss money!

Had some builders come over to look at the fixes I need on my flat roof/doors etc. I'm waiting for the quote, I'm very nervous at how much it will be. This flat is a bit of a money pit. However, I looked online at the original pictures of the flat when it was first put on the market and it is almost unrecognisable. 

South_coast

killerpeaty said:

I looked online at the original pictures of the flat when it was first put on the market and it is almost unrecognisable. 

Glad I'm not the only one that does that 😂 And I really haven't done very much at all yet, just painted the bathroom and laid the furniture out differently! 

Hope your Uncle gets well soon x

killerpeaty

South_coast said:

Glad I'm not the only one that does that 😂 And I really haven't done very much at all yet, just painted the bathroom and laid the furniture out differently! 

Some people don't do this??!

longway2go

Sounds like you are continuing to make lots of home improvements and make it into your own 😊
Hope your uncle is better soon 

killerpeaty

So, my uncle died yesterday. I just want to speak about him, talking to my friends leave them wanting to comfort me, talking anonymously online might just let me get some of it through my system. Sorry, it's nothing on topic, please feel free to skip

My uncle has always been in my life, he was quiet but not because he was shy, he wouldn't do a damn thing that he didn't want to.  He came on holidays with us since my dad died, he would get up early for a walk despite knowing that my mum or sister would want to walk, so he would double walk. I think he liked his alone time. I can't walk fast or for very long, but it never bothered him and he never walked ahead if it was just me and him, he never needed asking to slow down. On our last holiday, there was a festival on the last few days of the holiday and a day beyond. He and my mum stayed up late for the festival while my sister and I couldn't keep up and would have to sleep. We were supposed to leave on the Saturday, he decided he wanted to stay a bit and ended up staying so late to enjoy the music that he slept in his car. He's so calm, you couldn't flap him at all even if you were trying to wind him up. My brother looks after his disabled wife, sometimes he would stay at my uncle's house for a few days as a break occasionally, my uncle never objected but actually enjoyed it. My uncle came over to our house every week, even if it were just a couple of hours, but once he started coughing about a month ago he stopped coming. He was all by himself in his house for all that time, even if we were all ringing him.. it's not the same. It was cancer, not covid so we could have spent his last month with him but we didn't know. He's far too young.